Coverage Types
The most expensive PIP option?
Unlimited
If sally has no budget limitations and wants the most coverage, what coverage best suits her?
Option 1
How many days into the renewal timeline does the system automatically generate the renewal?
40 days
What document is needed for options 4,5, & 6?
QHC Letter
If an insured is going from option 1 to 2, do we require them to fill out a sel/rej form again?
yes
What option provides no PIP coverage?
Option 6
If an insured wants low maintenance coverage with the lowest premium, what option best suits them?
Option 3
If no form is returned, what option is default?
unlimited
What options do not need a document at renewal?
Options 1,2,3
What option are reps unable to quote?
option 4
What option provides coverage for up to $500,000 per person?
Option 2
An insured has Medicare parts A & B, all of her family members have QHC, what option best suits them?
Option 6
What form is required for all options when it is new business?
sel/rej form
What is considered an insufficient response to a pre-renewal letter?
an incomplete questionnaire, QHC denial or expired health care ID cards
If a term length needs to be changed, who can approve that?
manager
What option can exclude drivers/family members with QHC?
Option 4
Kevin has Medicaid, but his kids do not have QHC. What option best suits his family?
Option 3
How many days before renewal is the pre-renewal notice sent out?
60 days
If HH members are covered by different healthcare plans, do we require multiple letters?
yes
What screen in POE allows you to change PIP coverage?
COV1
Which option is available for those who have Medicaid?
Option 5
If an insured is retired, what coverage can be waived?
work loss(work loss waiver)
How many days total is the renewal timeline for Michigan PIP?
80 days
What is the max annual DED an insured can have on their QHC letter?
$6000
If an insured is wanting to change from unlimited medical including work loss to $50,000 medical waived work loss, what code are they going to and from?
from: 17
to: 24