Coverage Types
The most expensive PIP option
What is Unlimited?
Sally has no budget limitations and wants the most coverage. This is the coverage option that suits her best.
What is Option 1?
The number of days into the renewal timeline that the system automatically generates the renewal.
What is 40 days?
The additional document needed for Option 4.
What is a QHC Letter?
Yes or no; the response you would give if another representative asked you this question: "If an insured is going from option 1 to 2, do we require them to fill out a sel/rej form again?"
What is yes?
The PIP option that provides no PIP coverage
What is option 6?
This is the best PIP option if an insured wants low maintenance coverage with the lowest premium possible.
What is Option 3?
The default PIP option if a form is not returned prior to the renewal.
What is Unlimited?
The options that do not need a document at renewal. (Must list all)
What are Options 1,2,3?
The PIP option reps unable to quote.
What is Option 4?
The PIP option that provides up to $500,000 in coverage per person
What is Option 2?
This is the best PIP Option for an insured who has Medicare parts A & B, and all of her family members have QHC.
What is Option 6?
The form is required for all options at new business.
What is a PIP Sel/Rej form?
This is considered an insufficient response to a pre-renewal letter. (Name 1)
What is an incomplete Sel/Rej form or
Missing documentation or
QHC denial or
Expired documentation?
The person who must approve changing the term length.
Who is a manager?
This option allows insureds to exclude drivers/family members with QHC
What is Option 4?
Kevin has Medicaid, but his kids do not have QHC. He wants to save as much money as possible. This is the best PIP option for him.
What is Option 3?
The number of days before renewal that the pre-renewal notice sent out.
What is 60 days?
Yes or no; the response you would give an insured who asks this question: "If HH members are covered by different healthcare plans, do I need to send multiple letters?"
What is "yes"?
The CPR screen in POE that allows you to change PIP coverage.
What is COV1?
This option is available for those who have Medicaid
What is Option 5?
This is the coverage that can be waived if an insured is retired.
What is Work Loss? (Requires work loss waiver)
The number of days the insured has to receive, complete, and return their PIP documentation prior to the renewal coming out.
What is 20 days?
The max annual deductible an insured can have on their QHC letter
What is $6000?
An insured is wanting to change from unlimited medical including work loss to $50,000 medical waived work loss. These are the codes they are going from and the code they are going to.
What is from 17 to 24?