Financial Terms
This is the money you keep in the bank for the future, not for spending (=сбережения)
savings
If you do something on ____ ____, you do it under conditions that you decide because you are in a position of power.
do something on your terms
Complete the sentence: "I'm studying hard ______ I can get a good job."
so that
A formal request you send to a company when you want a job.
apply for a job
A plan for what to do if your main plan fails.
a backup plan
An amount of money that a person spends in order to do something (=расходы)
expenses, spendings
This phrase means you spend all the money you earn before your next paycheck arrives.
live paycheck to paycheck
The grammatical structure used in this sentence: "I __________ a better job if I had applied earlier."
I could have landed a better job if I had applied earlier.
A job with a regular schedule from morning to late afternoon.
a 9-to-5 (job)
This financial product protects you in case of accidents, health issues, or travel problems.
insurance
This is the first installment you pay when you buy a house or a car.
a down payment
Looking back on my youth, I feel I didn't experience enough fun.
I missed out on a lot of fun
A formal linker used to show contrast, as in: "______ the rain, the game continued."
Despite the rain, the game continued.
A secondary job you do to earn extra money besides your main one.
side hustle, side job
The situation of owing money to a bank or a person.
be in debt
Money you earn from a job where you don't have to be actively working, like from renting out a property.
passive income
When your whole life has your job or your hobby as its main focus.
my life revolves around my work/hobby
A less formal linker used at the end of a sentence: "The movie was long. It was interesting, ______."
The movie was long. It was interesting, though.
To be noticeably different or better than others, for example, in a job interview.
stand out from others
To make a decision to do something even though you know it might have a bad result.
take the risk
To borrow money from a bank, which you must later repay, often with this extra cost that can be high or low.
to take out a loan (with interest)
The feeling of having too many problems or too much work to deal with.
feel overwhelmed by
A conjunction used to show a direct contrast between two ideas (similar to 'while')
"He works slowly and precisely, ___ I tend to rush things and make mistakes."
He works slowly and precisely, whereas I tend to rush things and make mistakes.
To successfully get a job, especially a good one that you wanted.
land a job
A financial or personal "safety net" can help prevent this situation, which means to lose all your money.
go broke