Show:
Banking
Checking
Budgeting/Saving
Compliance
Anything
100
A firm that manages money and provides financial services
What is a bank?
100
A card that enables users to withdraw money from their checking accounts.
What is a debit card?
100
The money you are paid BEFORE taxes are taken out
What is gross pay?
100

The __________________ is a United States federal law that requires certain financial institutions to provide mortgage data to the public.

What is HMDA?

100
A card issued by banks which is used as an IOU, but must be eventually paid back.
What is a credit card?
200
The bank of the banks of the U.S. Government and the Gatekeeper of the U.S. Economy.
What is the Federal Reserve?
200
A slip used to add money to your checking account
What is a deposit slip?
200
The money you actually take home AFTER taxes are taken out
What is net pay?
200

The _______________ is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.

What is Community Reinvestment Act or CRA?

200
When a corporation divides the ownership into pieces to sell to investors called “shares”
What is a stock?
300
Insures up to $250,000 and serves as insurance for banks.
What is the FDIC?
300
This happens to your checking account when you write a check?
What is money subtracted?
300
The expenses that vary each month
What are variable expenses?
300

The _________________, is a U.S. law requiring financial institutions in the United States to assist U.S. government agencies in detecting and preventing money laundering.

What is a Bank Secrecy Act or BSA?

300
The __________ the risk, the ___________ the return.
What is higher and higher, or lower and lower?
400
Must become a member and is a non-for-profit bank.
What is a credit union?
400
Making a payment using the internet
What is online bill pay?
400
A plan for using your money in a way that best meets your wants and needs.
What is a budget?
400

Regulation _ is a Federal Reserve regulation that places limits and stipulations on the credit extensions a member bank can offer to its executive officers, principal shareholders, and directors.

What is O?

400

What does ERM stand for as it relates to Risk?

What is Enterprise Risk Management?

500

The 9 digits in the lower left hand corner of your checks represent

What is the routing number?

500
When you write a check, but you do not have enough money in your account
What is a bounced check?
500
Taxes, insurance, retirement accounts, and bills taken out directly
What are deductions?
500

Name a federal law that deals with discrimination in lending

What is Equal Credit Opportunity Act (ECOA) or Fair Housing Act?

500

Best football team in Western New York

What is Buffalo Bills?