GOING TO TACO BELL
WHAT IS A WANT?
A FORMAL WRITTEN STATEMENT OF MANAGEMENTS PLAN FOR A SPECIFIED FUTURE TIME PERIOD, EXPRESSES IN FINANCIAL TERMS
WHAT IS A BUDGET?
TRUE OR FALSE IT IS IMPORTANT TO SAVE, EVEN IF YOU CAN ONLY SAVE A SMALL AMOUNT EACH MONTH.
TRUE
____ _____ IS WHEN SOMEONE TAKES YOUR PERSONAL OR FINANCIAL INFORMATION AND DOES THINGS WITH IT. THEY MAY COMMIT CRIMES, OBTAIN CREDIT CARDS, OPEN BANK ACCOUNTS, OR OBTAIN EMPLOYMENT
WHAT IS IDENTITY THEFT
A SUCCESSFUL BUDGET IS WHEN YOUR EXPENSES ARE [LESS] OR [MORE] THAN THE INCOME
LESS
BUYING GROCERIES FROM THE STORE
WHAT IS A NEED?
A SUM OF MONEY LENT AT A SPECIFIC INTEREST RATE
WHAT IS A LOAN?
THIS WOULD BE A GOOD PLACE TO PUT EXTRA MONEY TO SAVE WHEN ON A BUDGET:
A. A SAVINGS ACCOUNT
B. PIGGY BANK
C. A CREDIT CARD
A. A SAVINGS ACCOUNT
YOU MAY BECOME A VICTIM OF IDENTITY THEFT IF:
A. YOU GIVE YOUR SOCIAL SECURITY NUMBER TO SOMEONE
B. YOU ACCIDENTALLY LEAVE YOUR GROCERY LIST IN THE GROCERY CART
A. YOU GIVE YOUR SOCIAL SECURITY NUMBER TO SOMEONE
WHICH OF THE CATEGORIES BELONG IN A MONTHLY BUDGET? (MULTIPLE ANSWER)
A. YOUR INCOME
B. YOUR EXPENSES
C. A LIST OF STORES THAT OFTEN HAVE GOOD SALES
A & B
BUYING A PS5
WHAT IS A WANT?
HOW MUCH YOUR PAY CHECK IS AFTER TAXES HAVE BEEN DEDUCTED
WHAT IS NET INCOME?
__________ ARE COMMUNITY OWNED AND USUALLY HAVE THE LOWEST INTEREST RATES ON BORROWED MONEY.
A. BANKS
B. CREDIT UNIONS
B. CREDIT UNIONS
WHAT SHOULD YOU DO IF YOU THINK YOU HAVE BEEN A VICTIM OF IDENTITY THEFT?
REPORT IT TO THE POLICE, YOUR BANK, CREDIT CARD COMPANIES. CHANGE YOUR PASSWORDS AND PIN #'s
WHAT DO YOU NEED TO CREATE AND MAINTAIN A BUDGET?
A. AN ACCOUNTANT
B. BASIC MATH SKILLS & A CALCULATOR
C. A COLLEGE DEGREE
B. BASIC MATH SKILLS & A CALCULATOR
BUYING A MUG FOR DRINKING WATER
WHAT IS A WANT?
THE PURCHASE OF GOODS OR SERVICES IN THE PRESENT WITH A PROMISE TO PAY IN THE FUTURE
WHAT IS CREDIT?
IF I HAVE TROUBLE TELLING A FRIEND I CANNOT LEND THEM MONEY, I PROBABLY NEED TO BE
A. PASSIVE
B. MORE ASSERTIVE
B. MORE ASSERTIVE
NAME ONE WAY SOMEONE CAN STEAL YOUR IDENTITY
THEY GET IT FROM TRASH. THEY LOOK OVER PEOPLE’S SHOULDERS WHEN THEY ARE AT ATMS. THEY SCAM PEOPLE BY ASKING THEM FOR PERSONAL INFORMATION IN ORDER TO CLAIM PRIZES.
NAME A BENEFIT OF HAVING A BUDGET
TO IDENTIFY WHAT YOUR MONEY IS BEING SPENT ON, BETTER PLAN AND SPEND YOUR MONEY
BUYING A NOTEBOOK FOR SCHOOL
WHAT IS A NEED?
THINGS YOU OWN, EVEN IF YOU STILL OWE MONEY AGAINST THEM
WHAT IS ASSETS?
NAME A SOLUTION TO THIS $ MANAGEMENT PROBLEM: I OFTEN SPEND MY MONEY IMPULSIVELY, WITHOUT STOPPING TO CONSIDER THE CONSEQUENCES.
IF YOU SEE SOMETHING THAT YOU FEEL YOU MUST HAVE, GO HOME AND THINK ABOUT IT BEFORE PURCHASING IT. CREATE A BUDGET AND STICK TO IT. DON'T CARRY CASH ON YOU
NAME ONE WAY TO PREVENT IDENTITY THEFT.
BE VERY CAREFUL ABOUT WHO ACCESSES YOUR PERSONAL INFORMATION. DON’T GIVE YOUR INFORMATION TO PEOPLE OVER THE PHONE. RIP UP YOUR MAIL! BE CARE WITH WHAT YOU POST/SHARE ON SOCIAL MEDIA.
IF YOU MAKE A BUDGET AND IT DOES NOT WORK, WHAT CAN YOU DO?
REWORK THE BUDGET TO MAKE SURE IT IS DESIGNED IN A WAY THAT WILL WORK BEST FOR YOU