True or False: The bank tells you you're overdrawn, that means you can buy the new shoes.
False. Overdraw means you do not have enough funds in your bank account.
What two things do you need to plan a budget?
A source of income and expenses (fixed and/or variable)
What clothing is appropriate for a job interview?
Business casual- nice pants/slacks, dress, nice blouse, skirts(appropriate/knee level), dress shoes
True or False: You should NOT proof read your resume or job application before turning it in.
False.
What are some ways to earn money?(Now and/or future)
Babysit, mowing lawn, dog walking, washing cars, cashier
Vacuum, sweep, shower set up/clean up, clean bathrooms, clean control, mop
Checking account- pay bills, regular expenses, check writing ability, main account to withdraw money from.
Savings account- put 20% of income into savings, use for emergencies
What are the two types of expenses?
What is fixed expenses and flexible (variable) expenses
What should you NOT wear to a job interview?
True or false: It is encouraged that you put down an emergency contact on every job application
True
Why is it important to save money?
Emergencies, retirement, future travel, college tuition, big purchase, car, house, family, etc.
What is the best way to reduce your credit card debt?
What is pay more than the minimum payment required
Give two examples of fixed expenses.
Rent/mortgage, Car Insurance, car payment, Health insurance, day care etc.
During an interview, what makes you stand out? (Give three examples)
Ex.) make good eye contact with the interviewer
Firm handshake
Body language:
Don't touch face or hair too often
Don't fidget
Sit upright, don't slouch
Be confident and energetic
Smile
Be friendly
Be honest
Listen carefully
Have a sense of humor
Why would you need to do a job application and/or resume?
To apply for a job position that interests you.
What is the difference between a want and a need?
want- new clothes, need- food
want- phone, need- rent
want- jewelry, need- utilities
etc.
What is the difference between credit and debit?
Credit- borrowing money and paying later
Give two examples of flexible(variable) expenses.
Eating out, shopping, entertainment, salon services, nails, clothes, groceries etc.
What are some possible questions the interviewer will ask you?
Tell me about yourself.
Why did you apply for this specific job?
Tell me about your past job experiences.
Were you ever fired? And why?
What is your educational background?
What are your strenghts/weaknesses?
How will you get to work?
Describe a problem you had and how you dealt with it?
What information do you put on a job application?
(Name three things)
Name
Address
Phone number and email address
Work history
Education
References
Birthday
Work availability
What are the seven commitments?
Democracy, Non-Violence, Growth and Change, Emotional Intelligence, Open Communication, Social Learning, Social Responsibility
What are the 5 pieces of information that need to be filled out on a check?
Date
Who it is made out to
Amount (number form)
Written amount
Signature
Memo (optional)
What is the 50/30/20 rule?
50% of income goes to necessities . 30% of income goes to "wants." 20% goes to savings
During a job interview, give two good questions you could ask the interviewer.
What does a typical work day look like?
Do you provide any training?
Who will I report to?
What are the expectations of my role?
Can you describe the company culture?
What is the next step in the hiring process?
What do you include in your high school resume?
Hobbies
High school education- GPA
Jobs
Clubs/activities
Achievements/awards/honors
Projects
What colors are the state flag?
Red, yellow, blue, white