Earn It
Spend It
Save It
Invest It
Protect It
100

Working for $$ = LABOR

Money generating money = ??

capital

100

The best budget acts as a:

1 - straightjacket

2 - restraint

3 - guarantee

restrain

100
This reduces tax obligation dollar for dollar:

tax credit

100
Represents a piece of ownership in a company:

stock

100

This organization protects bank deposits up to $250,000 per person per account category (abbreviation ok):

FDIC

200

Income before any deductions: 

gross pay

200

Which is the most important factor in any purchase?

1 - interest rate

2 - total amount

3 - number of payments

4 - monthly payment

total amount

200

Interest earned on interest

compound

200

Tax-advantaged savings account for self-employed individuals (abbreviation ok): 

SEP

200

The amount you pay before the insurance takes over - insured can usually choose this amount:

deductible

300

There are two ways to balance a budget - reduce expenses or:

increase income

300

The term for the interest rate charged on purchases (abbreviation ok):

APR

300

It's the type of banking system we have where the banks keep some money aside and can lend out the rest:

fractional reserve banking

300

A promise to pay back an investor at a certain time and at a certain rate:

bond

300

This type of life insurance is inexpensive and provides coverage for a specified period: 

term life

400

Paying taxes later rather than when money is first earned: 

tax deferred

400
Every choice has a price. This is called: 

opportunity cost

400

This type of bank account has a set interest rate for a set period of time (full phrase, not the abbreviation): 

CD or certificate of deposit

400

Before investing it is critical to understand one's ________ tolerance.

risk

400

This part of a car insurance policy would cover damages to your own car caused by hitting a moose:

comprehensive

500

This is a business structure - LLC - that protects its owner from personal liability, often used by self-employed or independent workers (abbreviation ok): 

limited liability corporation

500

The biggest factor in credit scores at 35%: 

payment history

500

This is a type of tax-advantaged retirement savings account which is set up by individuals, is relatively flexible, and has tax free earnings: 

ROTH IRA

500

This is how corporations share profits with stockholders: 

dividends

500

The best tool to help you decide whether insurance is a "good deal":

1 - A statement from a lizard or emu

2 - A deductible

3 - An insurance agent

4 - A cost/benefit analysis

cost/benefit