Personal Finance
401K
What is a savings plan?
What is when using credit, the purchaser becomes what the once payment agreement is made?
Settlement
What is closing is also known as?
Income & Expenses
What is required to calculate budgeting finances?
Unethical Behavior
What is when a person, a professional, or an industry does anything that is considered unacceptable because they are against the social norms?
Opening Deposit
What is required when an individual opens a checking account?
Credit Agreements
What is not legally binding?
Liability
What is auto insurance required by law in most states?
Family Life Cycle
What is an explanation how a person changes financial position, earnings, consumption and savings throughout the life cycle.
Identify the Ethical Problem
What is the first step of the ethical decision-making process?
Savings Accounts
What is an account with a limited number of withdrawals?
Debit Cards
What is not a type of cred?
Dealer Cost
What is the invoice price also referred to?
Savings & Loan Associations
What is owned by shareholders or members?
Casual Format
What is a writing format to send a memo to coworkers in your department?
Budget
What is helpful in identifying shortages before they happen?
850
What is the highest credit score number?
Home Equity Loan
What is a type of loan that let's you borrow against the homes value to finance major expenses?
Constant Updating
What is required because the family life cycle changes?
Work Related Pressure
What is a cause of unethical behavior?
Roth IRA
What is required to pay taxes on interest, does not have liability and can be withdrawn at anytime
Creditworthiness
What is an analysis of judgement, credit score, risk assessment worksheets?
Pre-Approval Letter
What is a term used to describe the written proof that a lender is willing and ready to lend you a specific amount of money for a mortgage?
Listening to the radio
What is NOT required when test-driving a vehicle?
Make choices for company's profit
What should a person NOT do when facing ethical dilemma?