General Insurance
A contract in which an individual or entity pays an insurance company in exchange for financial protection or reimbursement of losses resulting from a covered event.
What is an Insurance Policy?
This type of Insurance helps covers routine and emergency medical care costs, often with the option to add vision and dental services separately.
What is Health Insurance?
The person to whom an insurance policy is issued.
What is the Policy Holder?
True or False
There is a time limit to how long you can take to file a claim after the incident occurred?
By what nickname is Edward Teach better known?
Who is Blackbeard?
The amount you pay out of pocket before the insurer pays a claim.
What is a Deductible?
This type of Insurance protects your home, other property structures, and personal possessions against natural disasters, unexpected damage, theft, and vandalism.
What is Homeowner's Insurance?
When you have a claim you must be able to prove that you owned the item stolen or damaged.
What is Proof of Loss?
True or False
To file a claim you typically must go to your insurance provider physical location and provide documentation.
False
What year did Google first release the Chrome web browser?
When is 2008?
The monthly cost to hold an insurance policy.
What is a Premium?
This type of Insurance protects your personal belongings and provides liability coverage in case of injury or damage to others while living in a rented property.
What is Renters Insurance?
Statement that the company will not pay for certain types of accidents or sickness.
What is Exclusion Policy?
What types of details will you need to present to when filing a claim?
Provide details about the incident, including dates, times, locations, and any other relevant information.
What was the first US state to pass a law requiring mandatory seat belt use?
Where is New York?
The maximum amount an insurer will pay for a covered loss under a policy.
What is Policy Limit?
This type of Insurance can help pay claims if you injure or damage someone else's property in a car accident, help pay for accident-related repairs on your vehicle, or repair or replace your vehicle if stolen, vandalized, or damaged by a natural disaster.
What is Auto Insurance?
You can appeal coverage or benefit decisions that you have been denied.
What is Grievance?
A formal request from the policyholder to their insurance company asking for payment after a covered incident.
What is a Claim?
Ostraconophobia is the fear of what?
A group of people or entities sharing the cost of potential losses through a collective fund.
What is Risk Pooling?
This type of Insurance guarantees that the insurer pays a sum of money to your beneficiaries (such as a spouse or children) if you die.
What is Life Insurance?
Prior approval by the insurance company to pay for an upcoming procedure.
What is Pre-Certification?
This individual will assess the damage, gather information, and potentially request documentation.
Who is the Adjuster?
Ingemar Stenmark won record 85 World Cup races in what sport?
What is Skiing?