Show:
Real Life Money
Budgeting Without Stress
Credit Game
Pressure & Environment
Future You
100

Getting Paid

  • What’s the first thing you usually do when you get paid?
  • Why that first?
  • Does that help you long-term or just in the moment?
100

Avoiding Budgets

  • Why do people hate budgeting?
  • What makes it feel stressful or pointless?
  • What would make it easier?
100

Credit Score

  • What do you think a credit score affects?
  • Where have you seen it matter?
  • Why should people care? 
100

Peer Pressure

  • How does peer pressure affect spending?
  • When have you felt it?
  • How do people deal with it?
100

Stability

  • What does being financially stable mean to you?
  • What would your life look like?
  • Why does it matter?
200

Wasting Money

  • What are ways people waste money without noticing?
  • What’s something small you spend on that adds up?
  • Why is it hard to stop?
200

Tracking Money

  • How could someone track money in a simple way?
  • What would realistically work for you?
  • Why don’t people stick to it?
200

Credit Trouble

  • Why do people your age mess up their credit?
  • What have you seen happen?
  • What could’ve prevented it?
200

Fitting In

  • Have you ever spent money just to fit in?
  • What made it feel necessary?
  • Was it worth it?
200

Goals

  • What’s something you want that requires money?
  • What’s stopping you right now?
  • What’s one step toward it?
300

Unexpected Bills

  • What bills catch people off guard?
  • What surprised you about real-life expenses?
  • How do people usually deal with it?
300

Splitting Income

  • If you had $500 this week, how would you use it?
  • What comes first—needs, wants, or saving?
  • What usually gets ignored?
300

Credit Cards

  • Are credit cards good or bad?
  • What makes them helpful vs dangerous?
  • What mindset matters?
300

Substances & Money

  • How do drugs/alcohol affect money decisions?
  • What patterns have you seen?
  • What are the hidden costs?
300

5-Year Future

  • Where do you see yourself financially in 5 years?
  • What would need to change to get there?
  • Who influences that future?
400

Losing Income

  • If your income stopped, what would you cut first?
  • What would be hardest to give up?
  • What does that say about priorities?
400

Needs vs Wants

  • What’s a real example of confusing needs vs wants?
  • When do people justify wants as needs?
  • Why? 
400

No Credit vs Bad Credit

  • Which is worse and why?
  • How do both affect opportunities?
  • What’s harder to fix?
400

Fast Money

  • What attracts people to fast money?
  • What are the real risks?
  • What doesn’t get talked about?
400

Bad Habits

  • What habits today can mess up your future?
  • Why are they hard to stop?
  • What’s the trade-off? 
500

Paycheck to Paycheck

  • What does that actually feel like?
  • Why do people get stuck there?
  • What makes it hard to get out?
500

Emergency or Not?

  • What counts as a real financial emergency?
  • What’s just bad planning?
  • Why do people mix the two?
500

Building Credit

  • How can someone build credit safely?
  • What mistakes should they avoid?
  • What’s a smart first step? 
500

Your Environment

  • How does your environment shape money habits?
  • What’s considered “normal” where you are?
  • What would you want to change?
500

Next Move

  • What’s one small move you can make this week?
  • What might get in the way?
  • How would you stay consistent?