Give Tier 1
1. ๐ฅ Feed the Hungry โ Give $100 โ May receive +$50 next round (random chance)
2. ๐ Tithe & Trust โ Give $200 โ Immune from 1 penalty in Round 3
3. ๐งข Friend in Need โ Give $150 โ That team gets $150; you both get +$50 if they donโt go bankrupt
Save Tier 1
1. ๐ฐ Basic Savings โ Save $200 โ Get $220 next round
2. ๐ Piggy Bank โ Save $100 โ Youโre immune to one small Life Happens fee
3. ๐ผ Open a Bank Account โ Save $150 โ Skip 1 minor banking fee in future
Spend Tier 1
1. Rent = $200
2. Groceries = $100
3. Phone Bill = $50
โ No stress. Easy to cover. Helps teams feel confident early.
Invest Tier 1
1. ๐ Lemonade Stand โ Invest $200 โ Get $250 next round
2. ๐ Buy Books to Learn โ Invest $150 โAsk Game Leader what the ROI is during Round 4
3. ๐จ Sell Art Online โ Invest $100 โ Roll dice: 1โ3 = $75, 4โ6 = $150
Life Tier 1
1. ๐ง Minor Car Trouble โ Pay $100
2. ๐ Birthday Money โ Gain $100
3. ๐ฑ Lost Your Phone โ Pay $50
4. ๐ช Found $20 on the ground โ Hey! Free cash!
Give Tier 2
1. ๐ Real Charity โ Give $300 โ Get $500 blessing in Round 5 if economy is good
2. ๐๏ธ Anonymous Gift โ Give $200 โ Donโt say who you gave it to. If the other team thanks you by name in next round, both receive $100
1. ๐ High-Yield Savings โ Save $300 โ Get $400 If you get in a pinch you can use this money
2. ๐ชช CD Investment โ Save $250 โ Locked for 2 rounds โ Get $375 in Round 5
3. ๐ง Smart Saver Bonus โ Save $200 + track your spend โ Get bonus $100
Spend Tier 2
1. Deal of the Day โ Family Vacation - Pay $200
2. Family Discount โ Get $100 Back from using Coupons
3. Tax Return- Get $500
Invest Tier 2
1. ๐ก Tiny Rental Property โ Invest $400 โ Get $550 if economy stays good
2. ๐ฎ Streamer Channel โ Invest $300 โ payout = $700
3. ๐ง Juice Truck โ Invest $250 โ Roll dice: 1โ2 = $150, 3โ4 = $250, 5โ6 = $400
Life Tier 2
1. ๐ AC Broke โ Pay $200 or tough it out (pay $100 next round for fans)
2. ๐ฆ Package Theft โ Lose 1 VIP card if you have one or Lose $150
3. ๐จ Dog Bites Mailman โ Pay $250 fine
4. ๐ Unexpected Gift โ Get +$150
5.๐งโ๐คโ๐ง Family Member Moves In โ Pay $150, but gives you protection from one BAD economy consequence. Meaning You are Exempted for Life Happens in Rounds 3 or 4 but you get to choose.
6. ๐ Hidden Treasure Found money in Your Pants Pocketโ Get $200
Give Tier 3
1. โ
Givers in Round 1 or 2 = Get a $100 bailout bonus if hit by Life Happens
2. โ SCAM ALERT โ Give $250 to a fake charity
3. โ SCAM ALERT โ Give $500 to a fake Ministry
Save Tier 3
1. โ
Teams who saved in Round 1 or 2 = protected from 1 random penalty
2. โ
Teams with High-Yield or CD = get to sell their savings early for full value
โ Didnโt save? Pay a $150 โoverdraft feeโ due to emergency
Spend Tier 3
1. Rent $450
2. Groceries = $250
3. Surprise Field Trip = $150
Invest Tier 3
1. ๐ Stock Market Drop โ Lose $150
2. ๐ Rental Nightmare โ Lose $200 in property damage
Life Tier 3
1. ๐ฅ Medical Emergency โ Pay $400 or go bankrupt
2. ๐ Totaled Your Car โ Pay $500
3. ๐ต Identity Theft โ Lose half of current cash
4. ๐ Relationship Fallout โ Lose $300
5. ๐ Job Layoff โ Lose $300
Give Tier 4
1. ๐ Fraudulent Orphanage โ Give $300 โ Lose all, no return
2. ๐ก๏ธ Lost Your Wallet โ Lose all remaining Cash
Save Tier 4
1. Overdrafted - Pay $250
2. ๐ง Frozen Bank Account for Identiy Theft โ Lose $300
Spend Tier 4
1. Impulse Trap: Upgraded Phone even though you just upgraded last year $600
2. Subscription Attack: Auto-charge of $200 for a service no one asked for
3. FOMO Trap: โEveryoneโs going to that event!โ = $700
Invest Tier 4
1. ๐ฏ Fake Shark Tank Pitch โ Invest $300
2. ๐ป Flipped Tech โ Invest $200 โ Roll: 1โ3 = $0, 4โ6 = $300
3. ๐ซ Fake Crypto โ Invest $250 โ Automatically lose $250
Life Tier 4
1. ๐งโโ๏ธ Stroke (Living Benefit Test) โ Pay $1,000 unless you have the VIP Life Insurance card
2. ๐ผ Lawsuit โ Pay $700
3. ๐ธ Rent Spike โ Immediate Pay $700
4. ๐จ Tax Audit โ Roll dice. 1โ3 = Pay $500. 4โ6 = $1,000
5. ๐งจ Investment Collapse โ Lose $400
6. Car Accident with No Insurance - Pay $700
Give Tier 5
โ GOOD ECONOMY:
1. ๐ต Charity Match โ Every $100 given = +$300 bonus
2. Blessing From an anonymous source: Get $400
3. โจ Unexpected Blessing โ Get free protection from Life Happens in the next round
โ BAD ECONOMY:
1. ๐ซ Over-Giving โ Gave $300+ last round? Lose 25% of current cash
2. ๐ Scam Network โ Give Half of remaining cash to the Team with the most Money
Save Tier 5
โ GOOD ECONOMY:
1. ๐ฆ Bank Reward โ All savers get +$100 bonus
2. ๐งพ Tax Refund โ $600
3. Inheritance Gained: Get $750
โ BAD ECONOMY:
1. Computer Glitch - Pay $500
2. ๐ฅ Emergency Withdrawal Fee โ Lose $250
Spend Tier 5
GOOD ECONOMY OUTCOME:
1. Cashback Bonus: Get $50โ$100 back for each item you bought
2. Gas for the Month: $200
โ BAD ECONOMY OUTCOME:
1. Rent = $500
2. Grocery prices = Random (roll dice: 1โ3 = $200, 4โ6 = $350)
3. Forgot to pay Water Bill Last Month so you have to reconnect service and pay the Bill $800
Invest Tier 5
1. ๐ Real Estate Boom โ Past property investments double
2. ๐ฌ YouTube Channel Monetized โ +$200 every round going forward
3. ๐ก Pop-Up Business โ Invest $350 โ Instantly get $500
4. ๐ณ Flip Old Gift Cards โ Invest $100 โ Get $200
โ BAD ECONOMY OUTCOME:
1. ๐ธ Loan Default โ Lose half of Your Cash
2.๐ Tech Bubble Bursts โ Lose $300 if
Life Tier 5
โ GOOD ECONOMY:
1. ๐ฏ Business Boom โ Get $500
2. ๐ Cashback Jackpot โGet $300
3. ๐ง Grandparentโs Will โ Receive +$500
4. ๐ง Good Decisions Pay Off โ If you saved 3+ times, get +$150
โ BAD ECONOMY:
1. ๐ฃ Family Emergency โ Pay $400 or sell back a VIP card for $250
2. ๐ฐ Lost Investment โ Pay $300
3. ๐ Utilities Skyrocket โ Pay $300
4. โ Scam Doctor โ Paid for medical help, get scammed. Lose $300
5. ๐ Locked Account โ All SAVE funds frozen until Round 6