activity time

Real Life Money

100

Using a debit card instead of a credit card means you are spending money directly from this

Checking account

200

Starting to save at age 18 instead of 28 gives you more benefits due to this powerful concept

Compound interest

300

Having multiple types of credit responsibly can improve this financial measure

Credit score

400

Spending more money than you earn each month can lead to this financial problem

Debt / deficit

Money Smarts

100

This is the plan you create to track income and expenses each month

Budget

200

Experts recommend saving at least these many months of expenses in an emergency fund

3-6 months

300

This three-digit number affects your ability to get approved for loans and impacts your interest rate

Credit score

400

Paying only the minimum balance on a credit card increases this over time

Interest or total interest paid

Careers

100

This frontline employee helps members with deposits and withdrawals

Teller

200

This team ensures the credit union follows laws and protects members from unfair practices

Compliance

300

This department protects accounts from hackers and cyberattacks.

It or Cybersecurity

400

These officers help members buy homes

Mortgage officers

Fraud & Protection

100

This scam involved someone pretending to be in a relationship to ask for money

Romance/love scam

200

If money is deposited and quickly transferred out to multiple accounts, this could be a sign of what crime?

Money laundering

300

This type of attack tricks you into clicking a fake link to steal personal information

Phishing