Online Banking
Checking
Savings
Ancillary Products/Services
Commercial/Small Business
100

This is the per mobile deposit fee should a customer deposit over 5 items, or the customer is in a business account. 

0.50 cents

100

This account is marketed as a savings account for medical expenses, but it operates as a checking account. It incurs a $2.00 monthly maintenance fee. 

Health Savings Account (HSA)

100

This is the excess transaction fee for savings accounts. 

$1.00 after 9 withdrawals per quarter

100

This convenient tool is available on the Montgomery Bank website for customers who wish to make a loan payment using an external bank account, or a debit card. 

Pay Point 

100

This service is available through Business Online Banking, for a fee of $7.00 monthly. There is an additional $7.00 charge each for adding Bill Pay and Mobiliti, and mobile deposits cost 0.50 cents each. 

eCorp Blue 

200
This is the minimum amount that you may transfer using TransferNow. 

$10.00

200

The eTeen Checking account earns 2.01% APY up to this dollar amount, and then 0.21% APY on any balance thereafter. 

$1000.00

200

This is the interest frequency for the eBlue and eGold savings accounts. 

Monthly 

200

This service, certifying contacts, deeds, or other documents, is complimentary to customers of Montgomery Bank. 

Notary

200

In this checking account for businesses, there is a 300 transaction limit of 300 per monthly statement cycle.

The customer must be enrolled in e-Statements and Online Banking, there is a $10,000.00 deposited cash limit, and 5 free mobile deposits are alotted per statement cycle. 

Small Business Free Checking 

300

Customers may choose "Same Day Bill Pay" within the Montgomery Bill Pay service for this fee.

$9.95

300

To qualify for a New Start account, a customer may only have one ChexSystems record, and that record must be at least _____ months old.

300

These savings accounts have a minimum balance requirement of $100.00. 

Montgomery Blue Savings, Montgomery eBlue Savings, and Montgomery eGold Savings

300

No internet service! No problem. Customers may enroll in this service to receive the recent transaction history or balance as an SMS message. 

Text Banking 

300

This service allows business customers to review and decision any items processing through their account by 11:00 a.m.. 

Positive Pay 

400

This is the per mobile deposit fee for business accounts. 

0.50 cents

400

To meet the Commercial relationship requirement in order to qualify for the eGold account, the customer must own this percentage of the business. 

25%

400

The eGold Savings account earns 3.01 annual percentage yield (APY) on balances up to this dollar amount 

$50,000.00

400

Within Originate, representatives can review the customer's Qualifile score, online bank account inquiries, and charge off history through this specialty consumer reporting agency. 

ChexSystems

400

This business account product is perfect for prospective customer Amy, who is the secretary for a local residential senior's home. 

Organizational Checking 

500

This is the minimum and maximum amount of characters your online banking user name must be. 

6 to 19 Characters

500
This is the annual percentage yield (APY) for the eBlue account on balances over $15,000.00. 

0.24%

500

This savings account has a minimum balance threshold of $10,000.00, earns 0.07 annual percentage yield (APY), and customers in this account are eligible for 1 free savings deposit ticket book per year. 

Montgomery Platinum Savings 

500

Customers may select this service to submit an electronic payment for same day delivery for a fee of $9.95.

Same Day Bill Pay

500

These are the fees associated with the eCorp Gold service. 

Monthly - $25.00

Bill Pay - No Charge

Mobiliti - $15.00

Mobile Deposits - 0.50 cents per item