Show:
Applications
Mortgages
Fico Scores
Interest rates
Lender Facts
100
What is your drivers license or State I.D.
What is the state issued form of idenification you need to apply for a mortage?
100
What is a refinance?
What is the type of loan called when you get change your rate to a lower one?
100
What is 640
What is the minimum middle score to get a FHA loan?
100
What is "adjustable'
What is the name of a rate that can move around?
100
Who is Union Savings Mortgage
What is the name of the lender that wrote 68% of all mortgage loans in the Dayton area last year?
200
What is a Co-Borrower
What is the second person on a loan application referred to?
200
What is "Investment property"
What is a type of mortgage called whwn you have a renter as the occupant?
200
What is 10 years
What is the longest time a bad debt can be reported on your credit report?
200
What is a "fixed" rate
What is the name of an interest rate that will never change over the life of the loan?
200
Who is Tamara Epstein
What is the name of the newest member of the Union Savings Mortgage team?
300
What is a V.A loan
What is the name of the type of mortgage you are appying for if you are military with no down payment/
300
What is a FHA loan?
What is the type of loan that is insured by the Federal Housing Administration?
300
Who is Tamara at Union Savings!
What is the persons name to trust when getting advise on how to improve your credit scores?
300
What is a "Interest Only" loan
What is the name of the loan product where the principle balance does not get paid down?
300
What is the "Loss payee"
What is the mortgage term for the vendor to be paid in event of an insurance loss?
400
What is 80%
What is the maximum "Loan to Value" you can have before you get issued Private Mortgage Insurance?
400
What is a USDA loan?
What is the type of loan that is insured by United States Dairy Association?
400
what is a "tradeline"
What is the name mortage term for an agency that reports to the credit agency?
400
What is 30 days
What is the normal length of time to lock an interest rate for a purchase?
400
Who is Fannie Mae and Freddie Mac
What is are the names of the 2 government backed lending institutions?
500
Who is Tamara at Union Savings!
What is the best person to see if you are in need of a mortage?
500
Who is Tamara at Union Savings!
What is the best person to write your mortgage?
500
What is Equifax, Experian and Trans Union
What is the names of the three bureaus that report to all credit agencys?
500
Who is Tamara at Union Savings!
What is the best person to contact for the most awesome rates in town?
500
What is a "Good Faith Estimate"
What is does a mortgage lender need to give you witin 3 days of application?