credit
How do I know if I have the right credit card for my needs?
If you tend to entertain, eat out or socialize regularly, opt for a card that offers a better dining experience and greater rewards and discounts at restaurants.
I'm not happy with my credit score and want to improve it? What should I do?
You need just use 30% of your credit.
What is customer service?
What is the support you offer your customers — both before and after they buy and use your products or services — that helps them have an easy and enjoyable experience with you.
Which method of payment?
What is installment debt (such as student loans, mortgages, car loans and personal loans) and revolving accounts (credit cards and lines of credit).
Which action is most likely to improve a person's credit score?
pay your debts on time and in full whenever possible.
What are the terms of credit?
Credit terms are the terms and conditions applicable for the sales made on credit
What are the factors affecting credit score?
your payment history, your total debt, usage of available credit, length of credit history, credit mix and new credit.
How do Payments on credit card?
Every time you pay with a credit card, you borrow from your card provider to make that payment.
What is an example of a credit customer?
What are credit card payments, consumer durables loans, and student loans.
Why is it important to have good credit?
Because Good credit can be the make-or-break detail that determines whether you get a mortgage, car loan or student loan.
What is the 20 10 Rule of credit?
your total debt shouldn't equal more than 20% of your annual income, and that your monthly debt payments shouldn't be more than 10% of your monthly income.
Does having a credit card help or hurt if I'm trying to build credit?
Using a credit card responsibly is one of the best ways to build credit history.
What is the meaning of service customer?
What is Customer service? is the support you offer your customers — both before and after they buy and use your products or services — that helps them have an easy and enjoyable experience with you.
What method of payment should I use?
what is credit cards are easily the most secure and safe payment method to use when you shop online.
How can I avoid ruining my credit score?
Shopping for new credit.
What are the four C of credit?
capacity, capital, collateral and credit
What is the most important factor in maintaining a high credit score?
Payment history — whether you pay on time or late — is the most important factor of your credit score making up a whopping 35% of your score. That's more than any one of the other four main factors, which range from 10% to 30%
What are the responsibilities of customer service?
What is handle complaints, provide appropriate solutions for customers, and follow up to resolve any issues their customers experience.
Why is it better to pay by credit card?
Because unlike debit cards, a credit card can help you to build up your credit score , provided you are responsible with making repayments.
Who tracks all of your credit information?
The Credit reporting agencies
Who tracks all of your credit information?
Credit reporting agencies
What can reduce credit score?
Credit scores can drop due to a variety of reasons, including late or missed payments, changes to your credit utilization rate, a change in your credit mix, closing older accounts (which may shorten your length of credit history overall), or applying for new credit accounts
What is another word for customer service?
What is customer support, customer success, client relations, and support service.
Which action is most likely to improve a person's credit score?
Pay your debts on time and in full whenever possible.
Why is it important to have good credit?
Because is Good credit can be the make-or-break detail that determines whether you get a mortgage, car loan or student loan.