Housing/Insurance
Budgeting
Banking
Career
Mrs. Hayes
100

The amount you pay a landlord every month is a called this.

What is rent?

100

This is recommended to help track spending before making your budget.

What is an expense tracker?

100

This type of account is good people with no monthly expenses, have no need for a debit card and want to earn interest on their money.

What is a savings account?

100

Communication, adaptability and teamwork and known as these type of skills.

What are soft skills?

100
Mrs. Hayes first name.

What is Molly?

200

This will help you replace your  personal belongings  if your apartment catches fire

What is renter's insurance?

200

The recommended percentages for spending on your needs, wants and savings.

What is 50/30/20?

200

This insures deposits up to $250,000 per depositor, per insured bank, per ownership category, safeguarding individuals and businesses against bank failures

What is FDIC?

200

A type of business letter that goes into detail why you are the best candidate for a position.

What is a cover letter?

200
The number of children Mrs. Hayes has.

What is 2?

300

The recommended percent of your gross monthly income to spend on rent/mortgage?

What is 30%

300

These type of expenses change month to month depending on time of year, usage etc.

What are variable expenses?

300
This number may determine you ability to secure a loan or a loan at a lower rate.

What is a credit score?

300

If you are wanting a job in a grocery store or restaurant you will be required to have one of these.

What is a current Food Worker's Card?

300

The most common candy Mrs. Hayes gives out.

What are Dum Dums, ZOTS and HiChews?

400

The state of WA requires this type of auto insurance.

What is liability insurance?

400

This type of budgeting accounts for every dollar spent leaving no month in the budget by the end of the month.

What is zero-based budgeting?

400

If you want to improve your credit score, it is recommended to only charge up to _________% of your credit limit and pay off the balance __________.

What is 30% and monthly?

400

The current minimum wage in Bellingham

What is $19.13 per hour?

400

One the weekends and in the summer, Mrs. Hayes volunteers for this local non-profit organization.

What is the Whatcom Humane Society?

500

Equity in your home can be increased in these two ways.

What is paying down your principal and increase in the market value of your home.

500

This debt repayment strategy pays all your minimum debt payments and then puts anything extra on the debt with the lowest interest rate.

What is the avalanche debt strategy?

500

This type of retirement account guarantees you a set amount of money. It is employer funded and based on your income and years of service.

What is a pension?

500

It is recommended to do this after a job interview, especially if you want the job.

What is send a thank you letter or email?

500

One job that Mrs. Hayes had before teaching.

What is Job Coach, Paraeducator, Retail Clerk

Hostess, Waitress, Printing Center Manager, Flooring and Carpet Claims Clerk, Deli Clerk, Fast Food Crew Member, Babysitter?