AI/Groceries
Car Insurance
Taxes
First Apartment
Credit Cards
100

Why do AI data centers need to use cool water? 

(be specific)

To cool their data centers to prevent overheating/damage.

100

What happens if you don't have enough insurance to cover damages/injuries?

You get Sued.

100

What do you get if you overpaid?

What do you do if you underpaid?

You get a REFUND

You have to PAY the IRS

100

List THREE different types of utilities you have to pay monthly...

Gas, Electricity, Water, Sewer, Trash collection

100

What is a Foreign Transaction Fee?

Additional fee if you use your card internationally

/in another country

200

What is TWO of the THREE reasons given in our video on why AI is considered bad?

Cheating, People won't think for themselves, Answers will sound similar

200

What does P.I.P stand for?

Personal Injury Protection

200

Someone that is claimed on someone else's taxes is called a ____.

Dependent

200

Most apartments will check and make sure you have good ______.

Credit

200

If you don't pay back what you owe at the end of the month then you'll get charged _________.

Interest rate

300

Grocery items on the perimeter/edge of the store are...

Healthier / Fresher

300

What is Uninsured motorist?

What is Underinsured motorist?

Uninsured: The other driver has no insurance at all

Underinsured: The other driver has insurance BUT it's not enough to cover your damages/injuries

300

What month do you receive your W2s?

What month is the deadline to file taxes?

End of January

File by April 15th

300

What do you pay to secure the apartment you want?

Security Deposit

300

What are the THREE major Credit Bureaus in the United States?

TransUnion, Equifax, Experian

400

What THREE food groups do you want to try to keep in your diet to fill you up?

Protein, Carbs and Vegetables

400

What does Comprehension cover?

What does Collision cover?

Comprehension: Hitting an animal, tree falling, theft, vandalism, etc.

Collision: Hitting another car, a house, mailbox, etc.

400

What are the THREE different ways that you can file your tax returns?

Manually/Yourself

Tax Professional

 Tax prep Software (Turbo tax, FreeTaxUSA, etc.)

400

When paying a security deposit, you are making what TWO kinds of payment?

First month's rent and Last month's rent

400

List ONE for each category:

A tier bank, B tier bank, C tier bank

A tier: Discover, American Express, Chase

B tier: Capital one, Barclays, Citi Bank, Wells Fargo, Bank of America

C tier: Credit one, Synchrony, First Premier

500
What percentage of students admitted to using AI while in school?

86% of students 

(I will accept 80%-89%)

500

What do these numbers mean?

10/20

250/500

Hint: Per ______

10,000 per person, 20,000 per accident

250,000 per person, 500,000 per accident

500

What is the form called that you fill out after being hired, that tells your employer how much income to withhold from your paychecks?

W4

500

 Your rent should be what percent of your monthly income?

30% of your monthly income

500

A credit score is a calculated number between ___ and ____.

300 - 850