ACCOUNTS
When can you withdrawal from Vacation Club penalty free? And what is the penalty fee?
1st - 7th of every month is penalty free.
$15 is the withdrawal penalty.
We are planning to go to Disney World in 2027.
Vacation Club
What is the current loan special?
Debt Consolidation
What is our Routing Number?
265274749
Where did the CU start?
PPG
What is the fee for a stop payment?
$10
I really just need a few hundred to be able to get some groceries before my food stamps come in.
Courtesy Pay
Flash Cash
What is the late fee on a signature loan?
$20
How much does financial counseling cost for our members?
FREE
We can teach you about budgeting, managing, and improving your credit score, eliminating debt, saving, and creating realistic and attainable financial goals.
Who owns SWLACU?
The members do. Just by opening and maintaining a share savings account, you become a part-owner of the credit union. Credit unions are not-for-profit, so money earned goes back into the membership somehow!
What is the returned mail fee?
$2 a month
I had a baby 6 months ago and the hospital bills just came in.
Minor Account
Club Accounts
Signature Loans
What is the Flash Cash application fee?
$20 non refundable
How many scholarships do we give out each year and what is the amount of them?
four $1,000 scholarships
two recent high school grads
2 current college students
What is our vision statement?
Vision: Eliminating Poverty In Our Communities
What is the CoinStar fees?
3% for members
5% for non members
I would really like to remodel my kitchen and bathroom soon.
HELOC - Home Equity Line of Credit
Signature Loan
What is the max amount for Flash Cash loans?
$1000
What amount does the homebuyer need to save for the Hand Up to Homeownership Grant? And what amount do we give for the grant?
It is 5:1 for a total of $6000 to use as a down payment.
Homebuyer: $1000
Grant amount: $5000
What is out Mission Statement?
Mission: Financial Empowerment for ALL
What is a return item fee and the amount?
Member does not have the amount in the account for the transaction, so it was rejected. Fee amount is $30
I would like to deposit this check from Payday Lending, please don't put a hold on it.
Signature Loan
Financial Counseling
Flash Cash
What is the late payment amount on a Visa Credit Card?
$25
What is the max amount a business member can get through our Greaux Your Biz Grant?
funds up to $5,000.00
What is CDFI?
Community Development Financial Institution (CDFI), SWLACU focuses on providing financial education and fostering community partnerships that address the education, housing, and transportation needs of our communities and our members.