Products & Services
The share type all members with the Credit Union of Georgia must have to establish a membership.
What is a Regular Savings?
The primary form of ID needed for a permanent resident.
What is a Permanent Resident card?
The minimum age requirement to be a beneficiary on an account.
What is 18?
When a loan officer is permitted to quote a rate to an applicant for an auto loan.
What is after receiving a VIN number?
The common document in which businesses are able to verify their EIN.
What is an IRS Letter?
The person members can meet with for services such as financial planning, investments, and more.
Who is Cathy Genty?
The document provided to an applicant if we are unable to provide services for them.
What is Adverse Action?
The one report we have to manually pull in KeyStone to verify new joint member eligibility.
What is ChexSystems?
The first step when doing a credit card application is giving the applicant these.
What are Credit Card Disclosures?
The term all related members on a business account are designated as in KeyStone.
What is an authorized signer?
The one type of product that never has credit pulled during its application
What is a Share Secured Loan?
The amount of days we allow an application to sit on Meridian Link until it is cancelled.
What is 10 days?
The document needed to be completed when a member is changing their address.
What is the Update Personal Information form?
The maximum amount of a credit limit a member is allowed to use on balance transfers.
What is 98%?
The four key topics in which the Credit Union of Georgia will not associate with if the business relates to them.
What are Gambling, Marijuana, Hemp, and CBD?
The minimum amount of days in good standing an account must be in before having access to Zelle.
What is 90 days?
The account that can only be opened after managerial approval is received.
What is Simply Checking?
The amount limit allowed to be given out should a member pass away without a will and with no account survivorship
What is $10,000?
One of the factors that largely contributes into application decisions, based on their existing credit lines.
What is debt-to-income?
This system is the first step of opening a business membership with the Credit Union of Georgia.
What is Verafin?
The age in which a minor member is eligible to open a checking account.
What is 13?
The special account type that must be opened for any applicant doing a secured credit card.
The type of product a Trust Account cannot have once converted into a trust unless established previous to the conversion.
What is a loan?
The amount of unsecured debt / annual income that an applicant should not generally have more than during a loan application.
What is 25%?
The two forms needed to be signed by a CUGA employee during a business membership application.
What are the ACH Origination Agreement and Wire Transfer Agreement?