Michigan Policy
What is required for group eligibility? Name at least 3 possible answers.
Bank Account, Credit Union Account, Credit Card, Loan, Military banking.
What additional product will bring you gas if you run out?
Roadside Assistance
Name 3 things that PIP can cover.
Medical payments, workloss, death benefits
What is the GPA that is required to get a good student discount?
3.0 or better
What coverage is going to pay to repair our insured's vehicle if they hit a deer?
Comprehensive
If you have Medicare parts A & B... what do you qualify for under PIP?
Opt-out
What additional product will cover personal property up to $300 if its stolen out of your rental vehicle?
Auto Protection Plan
What PIP coverage limit do we offer for individuals with Medicaid in Michigan?
$50k
What are the qualifications for the 'Work from Home' discount? Name 2.
Must work for an employer, and it must be at least 3 days a week.
What coverage is going to pay for the damages to another persons home if our insured loses control in their vehicle and strikes it?
Property Damage
In Michigan, what are the 3 coverage options for auto damages.
Broad, Standard and Limited
What additional product will cover your rental car, without paying out of pocket first?
Sure Drive
Who is covered under PIP in most states? Name at least 2.
If someone is a Licensed Practical Nurse, and they work in a nursing home... do they qualify for the military/ems discount?
No. They must work for an agency that responds to a scene.
What coverage is going to pay for our named insureds injuries, if they are not at fault for an accident and the other person fled the scene and are unable to be located?
Uninsured Motorist Bodily Injury
In Michigan, how much coverage do you get for Property Damage Liability Buy Back?
$3000
What additional product will reimburse you for a rental car up to $25 a day for 5 days for a covered breakdown?
Auto Protection Plan
What is the difference between Limited PIP and Full PIP?
Limited will only cover those under the age of 16.
What discount can a person get in many states, if they are licensed to drive a tractor/trailer?
CDL Discount
What coverage is needed to repair a broken windshield, without having to pay a comprehensive deductible?
FCG... Full Coverage Glass
In Michigan, what are the requirements to qualify for a work loss exclusion?
Must be 60, retired and drawing a pension and not returning to work, or 65 or over.
What additional coverage offers financial protection for our insured when someone gets injured in their apartment?
Renters Insurance
What state offers Limited and Full PIP option?
Maryland
What is the discount called that gives you savings for allowing us to monitor your driving habits?
Dynamic Drive
What coverage can help pay for injuries to people riding in our insured's vehicle during an accident, if they are in a state that DOES NOT have PIP?
Medical payments coverage