Medicare
HEALTH INSURANCE FOR THOSE 65+ OR WITH DISABILITIES. ADMINISTERED BY CMS, CANNOT BE SOLD BY AGENTS
WHAT IS ORIGINAL MEDICARE
Name 1 Requirement to be Eligible for ACA plan
Live in US, You must be a U.S. citizen, a U.S. national, or have a lawful immigration status, Not Incarcerated,, Not on a Medicare plan, Not eligible for qualifying coverage.
Company we refer our agents to if they need contracting for certain life products
Who is Brokers International
Number of Carriers covered by the NATIONAL carrier team
What is 7
The year Cal Ritter and Craig Ritter became partners
What is 2005
Full name for SEP
What is SPECIAL ENROLLMENT PERIOD
Well Known Carrier that had ACA plans in 2025 but will no longer in 2026
Who is Aetna
Type of life policy that Final expense is traditionally
What is Whole Life
Email used to reach out to the Medigap Team
What is medsuppsupport@ritterim.com
Hotel name that is hosting the Harrisburg Summit on August 26th, 2025
What is Penn Harris Hotel
Replaces Part A & B coverage and sometimes Part D
What is Medicare Advantage (Part C)
Name 3 Marketplace States Ritter Supports
CT, GA, NJ, KY, MD, PA, NY, VA, IL, CO, AR
Policy that pay out a lump-sum for diagnosis of specific illnesses such as heart attach, kidney failure or organ transplants. Can sometimes be combined with Cancer plans.
What is Critical Illness
Which team on the Carrier support would handle Capital Blue Cross
Who is Regional
The 3 types of Personal Sales Contact
Who are National Advisor, Agency Advisor, Local Field Rep
Word used to describe being able to join a Medigap plan without underwriting
What is Guaranteed Issue
When was ACA signed into Federal Law
What is 2010
Specified income payable for a fixed period, often for the life or a certain period of years
What is an Annuity
Who do Carriers submit their Qualified Health Plans to for review?
Who is CMS
The first year Ritter Started Hosting summits
What is 2008
Part B Premium for 2025
What is $185
Name two things that Hospital Indemnity plans can cover
Daily inpatient hospital confinement benefit
Observation stays
Mental health benefits
Emergency room benefits
Ambulance services
Outpatient services
Skilled nursing facility care
National carrier covered by the carrier team that recently had a name change
What is Cigna/Healthspring
When did Ritter Partner with Integrity
What is 2022