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SEP
Calculating Income
Insurance Terms
ACA History
Navigator Stuff
100
In some states, consumers who claim their dog as a dependent, can they add pet insurance on to their plan for a fee? 

NO!!!

100

What three things does cost sharing help lower the cost of? 

Deductible, out of pocket max and copays

100

What does EOB stand for? 

Explanation of Benefits

100

What does ACA stand for? 

Affordable Care Act

100

What is the phone number for the Marketplace? 

800-318-2596 or 855-868-4678

200
A consumer is moving jobs and losing coverage from their old employer. Their new employer has a 3 month waiting period to enroll in insurance. Do they qualify for an SEP? 

Yes

200

At what FPL does cost sharing end? 

250%

200

What does FPL stand for?

Federal Poverty Level

200

The year that the ACA was implemented

Fall 2013

200
A consumer's Medicare is starting the first of the next month. When should you terminate their coverage? 

The last day of the month! 

300

If a dependent loses CHIP coverage during the Unwind, can the whole family receive an SEP? 

Yes

300

What is the current affordability rate? 

8.39%

300

What is the maximum amount that a consumer will spend in healthcare costs throughout the year? 

Out of Pocket Max 
300
The difference between Obamacare and ACA
None! 
300

What states are we currently awarded the Navigator grant for from CMS? 

Iowa and West Virginia

400
If a consumer wishes to voluntarily drop their COBRA coverage in June, can they receive an SEP? 

No

400

400% of the FPL is the cap for getting subsidies - true or false

False

400

The amount you pay for covered health care services before your insurance plan starts to pay. 

Deductible

400

When did FCS start the Navigator program? 

2015

400

What is the only exception to not having to file taxes jointly if you are married? 

Spousal abandonment or domestic violence

500

In what circumstance does a divorced client get an SEP? 

If they lost coverage due to the divorce. 

500

Alimony counts as income before what year? 

2019

500

A tax credit you can use to lower your monthly insurance payment (called your "premium") when you enroll in a plan through the Health Insurance Marketplace  

Premium tax credit

500

What was the original penalty for not having health insurance? 

$95

500

If an individual is in jail and awaiting trial, can they enroll in Marketplace and receive APTC? 

Yes.