Smart Spending
What is something you must have to live, such as food or water?
Answer: What is a need?
If you only have 5 dollars, should you spend it all on candy or save some?
Save some
What do we call money you keep and don’t use right away?
Answer: What is savings?
What is something you can do every day to feel calm and happy?
Answer: What is take deep breaths or go outside?
100: What is something kind you can say to someone today?
Answer: What is "You’re awesome!", "Great job!", etc.
What do we call things that we would like to have but can live without, like toys or games?
What is a want?
Why is it important to make a list before going shopping?
To stick to what you need and avoid impulse buying.
200: Why is saving money a good habit?
Answer: So you can buy something important later or be ready for emergencies.
How does sleep help your brain?
Answer: It helps you focus, grow, and feel rested.
200: What does it mean to be a good friend?
Answer: What is listen, share, and be helpful?
Which of these is a need: a new video game or warm clothing in winter?
What is warm clothing?
What is something smart you can do before buying a toy?
What is compare prices or wait and think about it?
You want a bike that costs 100 dollars. You have 20 dollars. What should you do?
Answer: What is save your money until you have enough.
300: What should you do if you're feeling overwhelmed or sad?
Answer: What is talk to a trusted adult?
300: How can you show kindness at school?
Answer: What is help a classmate or use kind words? words?
Is a school backpack a need or a want? Why?
What is a need, because it helps carry school supplies.
What does a “budget” help you do?
What is plan how to spend and save your money?
400: What happens if you always spend and never save?
Answer: You may not have money for things you really need later.
400: How can spending time with friends help your well-being?
Answer: It can make you feel connected and joyful.
400: Why is kindness important for everyone?
Answer: Because it makes others feel safe, happy, and included.
Name two things that are needs and two that are wants.
Needs: water, shelter
| Wants: ice cream, skateboard
Your friend wants to buy a toy you think is too expensive. How can you help them make a smart choice?
Talk about needs vs. wants and saving for something better.
Give an example of a short-term goal and a long-term goal for saving.
Answer: Short-term: buying a book | Long-term: saving for a bike
500: Name 3 things you can do to take care of your body and mind.
Answer: What are exercise, healthy food, and quiet time?
500: You see someone sitting alone at recess. What can you do?
Answer: What is invite them to join you or go sit with them?