What does GNT stand for?
Greet, Name, Thank
Fixed interest rate, your signature is the only collateral. Could be used to consolidate debt.
Personal Loan
My minimum is $500 and my application does not pull credit.
SSV Saving Secured Visa
Maximum limit is $2500 and is designed for new and start up businesses.
Micro Visa
True Or False is this one of the existing member discovery questions? "Do you have a side business or know someone who does?"
True
You have a member who's extremely happy with the service that you provided them with- What would you ask them to submit?
A Google Or Yelp Review
Free for transactions less than $5, if transaction exceeds $5 you would inquire a $29 NSF fee instead of a $32 fee.
Courtesy Pay
I offer 3% back on qualified gas purchases
Visa Signature Cash Back Card
Name the 3 business credit cards we offer?
Micro Business Platinum Visa, Business Platinum Rewards Visa, Business Secured Platinum Visa.
How many existing member discovery questions are there?
14
When a member arrives who provides them direction so there is no unnecessary wait?
Lobby Leader
I cost $10 and can be customized to look any way you prefer.
DYOC Design your own card
Historically low rates. I have no origination fees and can even reward you with a 0.25% reduction on your interest rate
Mortgage Loan
Are you aware VyStar offers a service where we can go and meet business owners and their staff. What is this service called?
VyStar @ Work
A member states they are in need of new tires for their car what discovery question category would you use to uncover opportunities?
Lending, Credit Cards or both!
Fill In the Blank; Gain permission to ask questions to uncover needs and make "_____ _____" recommendations.
World Class
Rate is 2% higher than the account being pledged, $500 minimum.
Savings / CD Secured Loan
I'm here to help you plan for the future and retirement options. I'm just a phone appointment away
VIS Referral
This account requires a minimum balance of 15k to avoid a fee, I offer up to 500 free items each month!
Business Volume Checking
Where should you find the discovery questions?
They should be with you at all times, VyGuide
What kind of service are we trying to provide our members?
UNBELIEVABLE Service
10 year draw period, up to 90% LTV, variable rate.
Home Equity Line Of Credit (HELOC)
Line of credit 10 year term, comes with a 3 year draw period and 7 year fixed period. Ideal for families
Adoption Line Of Credit
What loan has terms up to 120 months for new and 60 months for used. With a max LTV of 90%- Buyers order, purchase agreement or invoice required with application.
Business Equipment Loan
When do you ask existing member discovery questions?
Every Member, Every Time