PRP/Newly Mapped
Special Certificates
Lowest Floor Elevation
Rating
Potpourri
100
$1,000 and $1,250
What are the standard deductibles that apply to all PRPs?
100
Post-FIRM buildings in an AE, A1-A30, AH, AO, A (with or w/o BFEs) VE, V1-V30 and V (with BFEs) must have their Elevation Certificates completed by one of these people when it is required.
Who is a licensed surveyor, engineer or architect?
100
A crawlspace below the lowest elevated floor and a garage below or attached to an elevated building.
What are enclosures?
100
$50
What is the Probation Surcharge or Federal Policy Fee?
100
DAILY DOUBLE 1
Flood Zone or BFE
200
RCBAP & Buildings located in the Emergency Program.
What are ineligible PRP Risks?
200
Sections A, B, E & F of the Elevation Certificate.
What are the sections of the Elevation Certificate that the property owner or owner's representative can complete for an AO Zone or an Un#A without a Base Flood Elevation?
200
The lowest floor for rating of an elevated building in any A zone when any of the following conditions exist:
The enclosed space is finished;
or the unfinished enclosed space is used for other than building access, parking or storage;
or the unfinished enclosed space has no proper openings.
What is the enclosure floor?
Or
What is C2a?
Or
What is the top of the bottom floor?
200
DAILY DOUBLE 3
Pre-FIRM
200
All the documentation required for canceling a policy for building sold.
What are a cancellation request form signed by the agent & all insureds and proof of sale, removal or total loss?
300
Must be effective within 12 months of the map revision date.
What are Newly-Mapped policies for properties that are newly mapped into an SFHA on or after April 1, 2015?
300
DAILY DOUBLE 2
The Elevation Certificate
300
A building that is elevated on posts, piers, piles, columns or parallel shear walls that is not enclosed OR an elevated mobile home enclosed with vinyl skirting.
What is a Diagram 5?
300
ICC coverage does not apply under this program.
What is the Emergency Program?
300
The only contents covered in a basement regardless of zone or in a Post-FIRM enclosure in specific SFHA zones.
What are portable or window type A/C units, clothes washers & dryers, and food freezers, other than walk-in, and the food in the freezer?
400

Regular Program
Single Family Dwelling
Current Zone is X
1 Loss on Record for $25,000
The insured may be eligible for this policy type under these circumstances.
What is a Preferred Risk Policy (PRP)?
400
August 1, 2013
What is the mandatory use date for the 2012 version of the Elevation Certificate?
400
To be considered a finished wall, this must be mudded, taped and painted.
What is Drywall?
400
Buildings that are located in more than one zone/BFE must be rated using this zone/BFE.
What is the more hazardous zone/BFE?
400
Zones that are not subject to the Post-FIRM enclosure limitations.
What are B, C, X, D, A, AO and A99?
500
Prior Zone: D
Policy is currently a SFIP
Current Zone is AE effective 1/15/16
1 Loss on Record for $900, 1 Loss on Record for $5000
The insured may be eligible for this policy type under these circumstances.
What is Newly Mapped?
500
The elevation certificate is always optional in these zones.
What are AR and AR Dual Zones?
500
With Obstruction or Without Obstruction
How are elevated buildings in 1981 Post-FIRM V Zones rated?
500
The Replacement Cost Ratio for a building that is a business, that is worth $1,000,000 and has a policy with the maximum allowable coverage.
(Hint: V Zones)
What is Replacement Cost Ratio of .50 to .74?
Or
What is 50%
500
October 1, 1983
November 16, 1990
&
November 16, 1991
What are the designation dates for Coastal Barrier Resource Systems & Otherwise Protected Areas?