UW Blocks
State Trivia
Miscellaneous
NJM
Guidelines
100

Reviewing informational block "Evidence while operating while suspended" should be sent to which queue IF considered evidence?

Auto Renewal UW queue

100

NJM was founded in this state

New Jersey

100

When taking over a call from a representative, we must state/confirm what with the customer? 

Our name/title/department & insureds name and reason for the transfer

100

NJM was founded in what year?

1913

100
What is the UW threshold factor for Serious Violations? 

5.000

200

When reviewing "Obtain POR Prior to Bind" when POR is received, what are we looking for? 

To determine that the vehicle is roadworthy, NOT whose name the vehicle is registered in. 

200

First Hamburger

Connecticut

200

Suspension of Coverage applies to which state only?

Connecticut 

200

Who is the current CEO?

Mitch Livingston

200

If a policy was cancelled COMPANY - OTHER due to misrepresentation/Fraud - how long does the applicant have to wait to reapply? 

5 Years

300

Resolution to approving Current Insured block

Approve and Rescind 

300

Which state is the only state where all of its counties are classified as metropolitan areas

New Jersey

300

Property escalation call (RCT) what resource is required to utilize? 

RCT Quick Look

300

NJM can be found on which 5 social media websites?

Facebook, Twitter, Instagram, YouTube and LinkedIn

300

This state will allow an Insured to have their Coverage A amount below 80%

Connecticut 

400

Which states will trigger the UW block "Violation Points Exceeded?" 

PA, CT, OH

400

First Baseball stadium was built in this state in 1909. 

Pennsylvania 

400

Flood Letter requests should be forwarded to who?

Brian Croushore & Sharon Sullivan

400

What are the addresses of all 3 of NJM's offices? 

301 Sullivan Way, W. Trenton; 1599 Littleton Rd, Parsippany; 840 12th St, Hammonton
400

What determines if a claim is considered "At-Fault"

Payout amount
500

Change UW - which block is ALWAYS approved to "next change" and what must be sent every time? 

SIU Referral / email to UW 

500

Which state gets its name from an Iroquois word?

Ohio (ohi-yo)

500

How many impacted zip codes in CT would be subjected to a reduced interior inspection due to crumbling foundations? 

63 zip codes

500
What is the focus of NJM's "Teen Driver Safety Program?"

DNT TXT N DRV

500

Auto UW guidelines state the Underwriting Threshold Factor must be less than

1.35