Financial Empowerment
RSVP
CLTC
P2P
Work Rights
100

This program aims to financially educate and empower communities, boasting over $12,000,000 in assets through its IDA program.

What is Financial Empowerment?

100

This program assists low-income older adults and individuals with disabilities in applying for savings on Medicare premiums, prescriptions, and other living expenses.

What is NJSave?

100

This center is dedicated to assisting individuals as they transition back into or advance within the workforce.

What is the CLTC program?

100

This program, with the acronym P2P, is designed to empower individuals and families to achieve financial independence.

What is Pathways 2 Prosperity?

100

This program funds community-based partners to educate on worker benefits like NJ Paid Family and Medical Leave.

What is the CARE Grant?

200

This service helps individuals create personalized budgets and spending plans.

What are Individual Savings & Spending Plans?

200

Norwescap's VITA program serves these two counties by providing free tax preparation.

What are Warren and Sussex Counties?

200

The acronym CLTC stands for this.

What is Career & Life Transition Center?

200

Residents of this New Jersey county are eligible for the Pathways 2 Prosperity program.

What is Sussex County, NJ?

200

The CARE Grant program is funded by this New Jersey state department.

What is the NJ Department of Labor?

300

This is the name of the program director for Financial Empowerment.

Who is Carolyn Thoens?

300

AmeriCorps Seniors aims to recruit and mobilize individuals aged 55 and older for these.

What are meaningful volunteer opportunities and essential life-changing services?

300

The CLTC program proudly serves individuals in these three New Jersey counties.

What are Somerset, Hunterdon, and Warren Counties?

300

This mission of Pathways 2 Prosperity involves tailored support to help individuals set goals, create action plans, and overcome obstacles.

What is Individualized Coaching and Mentorship?

300

The main mission of the CARE Grant is to disseminate materials and education on these to local employees and small businesses.

What are NJDOL Work Rights?

400

Besides IDA and 1:1 counseling, Financial Empowerment also provides these types of educational sessions.

What are Group Financial Literacy Workshops?

400

This program provides friendship, support, and stimulation to isolated seniors aged 60 and older or disabled persons aged 18 and over.

What is Friendship at Heart?

400

Individuals who have worked unpaid in the home, dependent on another family member's income which is no longer available, and meet other criteria, qualify as this for CLTC services.

What are Displaced Homemakers?

400

P2P offers this type of training to provide foundational knowledge in budgeting, saving, and managing debt.

What is Financial Literacy Training?

400

The Work Rights program educates on worker benefits and protections, including these three specific benefits.

What are NJ Paid Family and Medical Leave benefits, Earned Sick Leave, and Unemployment Insurance?

500

The IDA loan default rate is.

What is 4%.

500

DAILY DOUBLE: This was the total VITA refund amount processed by Norwescap in 2025.

What is over $900 thousand dollars? 

500

Besides Intake process or Case Management, these are some other support services provided by CLTC.

What are career counseling and resume writing?

500

The newest member of the P2P team is this person.

Who is Maria Monica Lopez?

500

The Work Rights program is funded by the CARE grant, CARE is an acronym for this.

What is Cultivating Access, Rights & Equity.