Debit vs. Credit
A number that shows how responsibly you borrow and repay money.
What is a credit score?
This option after high school usually involves attending a 2-year school to earn a degree.
What is community or junior college?
This bank account is mainly used for everyday spending and paying bills.
What is a checking account?
This type of federal financial aid helps low- and moderate-income students pay for college and does NOT have to be repaid.
What is the Federal Pell Grant Program?
This important factor should be considered before taking on large student loan debt.
What is future income potential, career salary, or repayment ability?
True or False: A credit card is funded with money that belongs to you.
What is False?
This career path allows people to learn skills like plumbing, cosmetology, welding, or electrical work.
What is trade school?
This bank account is designed to help you save money for future goals.
What is a savings account?
This form is commonly completed to apply for federal financial aid for college.
What is FAFSA (Free Application for Federal Student Aid)?
This type of gap year opportunity may include travel, volunteering, internships, or work experience.
What is a gap year?
True or False: A debit card is funded with money that belongs to you.
What is True?
This option allows someone to earn money while learning job skills directly from an employer.
What is an apprenticeship or internship?
This banking feature automatically deposits your paycheck into your account.
What is direct deposit?
This financial aid does not usually need to be paid back.
What is a grant or scholarship?
This is the term for borrowing money for school that usually must be repaid with interest.
What are student loans?
This is the lowest possible credit score in most scoring models.
What is 300?
This option after high school or junior college usually involves attending a 4-year school to earn a degree.
What is a university?
This happens when you spend more money than you have in your bank account.
What is overdrafting?
This Oakland-based program helps students and families save for college and may provide scholarship funds and college support services.
What is the Oakland Promise Scholarship?
This document highlights your education, skills, and work experience when applying for jobs.
What is a resume?
This is the highest possible credit score in most scoring models.
What is 850?
Starting your own business instead of working for someone else is called this.
What is entrepreneurship?
If you save $25 every week for a year, you will save this amount.
What is $1,300?
This California program provides eligible CA public school students with free college savings money that can be used for tuition, books, and other education expenses.
What is the CalKIDS Program Scholarship?
This unarmed Black man was killed by a Bay Area Rapid Transit (BART) police officer on New Year’s Day 2009, an event that sparked major protests and conversations about police accountability in Oakland and beyond.
Who is Oscar Grant?