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RENOVATION STATION
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BUY BUY BUY by N'SYNC
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100

LOAN PROGRAM FOR SOMEONE TO PURCHASE AND RENOVATE WITH ONE LOAN

FHA 203K

100

4 DOCUMENTS NEEDED TO GET STARTED

  1. Most recent paystubs to reflect 30 days.
  2. Year-end paystubs for 2024 & 2025
  3. Employer issued W2 Forms for all employers: 2024 & 2025
  1. Most recent bank statements 
100

MINIMUM FICO SCORE FOR MORTGAGE LOAN

580

100

AMOUNT OF STATES NATASHA ROBINSON IS LICENSED IN

18

200

RENOVATION COST THRESHOLD THAT REQUIRES A HUD CONSULTANT

$75,000

200

LOAN OPTION WITH 0% DOWN PAYMENT

VA LOAN

200

Amount of time an owner-occupied borrower intends to stay in the home before selling or refinancing

Minimum 1 year

200

YEAR VILLAGE REALTY OFFICE LAUNCHED

1993

300

The maximum purchase LTV listed for FHA Standard 203(k) up to 110%

96.5%

300

TYPES OF NON-QM LOANS

DSCR, BANK STATEMENT, 1099, P&L

300

MINIMUM DOWN PAYMENT FOR CONVENTIONAL LOANS

5%

300

TOTAL AMOUNT OF OFFICES AT VILLAGE REALTY

22
400

This program specifically lists cosmetic, health & safety, and livability repairs while excluding luxury improvements.

VA Renovation

400

A borrower earns $10,000 gross per month and has $4,000 in qualifying monthly debt obligations including the new mortgage payment. What is the DTI?

40%

400

Court Issued Document that prevents an individual from purchasing a specific property

Permanent Injunction

400

Our EXCLUSIVE Open House Kits include the following:

Paper Towel, Toilet Tissue, Footies, Candle, Mints, Pen, Clorox Wipes 

500

FHA Standard 203(k) gives borrowers this amount of time from settlement to complete repairs.

6 months

500

A seller offers a concession that is used to temporarily reduce the buyer's mortgage rate. What is this commonly called?

Temporary Rate Buy Down

500

For HomeGrown Grant, this is the final phase of research that looks into City Debts

Scofflaw Check

500

LOAN OFFICER TO RECOMMEND FOR YOUR CLIENTS

NATASHA ROBINSON