OCU

MCUA Refresh

100

This is the effective date of the Act refresh.

What is September 7th, 2016?

200

The Board will now be required to meet this many times in a year.

What is 6 times?

300

Within 1 year of the amended act, the director shall issue guidance on this to promote consistency.

What is exam scope?

400

Any document which is part of an examination is not subject to this act.

What is the Freedom of Information Act?

500

This is the number of days a credit union must notify the Director before investing in interest rate derivatives.

What is 60 days?

IT

200

It is the attempt to acquire sensitive information such as usernames, passwords, and credit card details (and sometimes, indirectly, money), often for malicious reasons, by masquerading as a trustworthy entity in an electronic communication.

What is Phishing?

300

It’s an attack to make an online service unavailable by overwhelming it with traffic from multiple sources. Attacker uses multiple computers (compromised) to simultaneously attack one target.

What is DDos attack? ( Distributed Denial of Service attack? )

400

This wireless network standard determines how connections are made, what frequencies are used, encryptions methods, and number of connections possible.

What is Institute of Electrical and Electronic Engineers (IEEE) 802.111 B

500

This the methodology of dividing the resources of a computer’s hardware into multiple execution environments, by applying one or more concepts such as hardware and software partitioning. This process allows a single machine to act as if there was many

What is virtualization?

Regulations A - Z

100

This regulation prescribes methods for computing the cost of credit and disclosing credit terms.

What is Regulation Z?

200

This regulation sets requirements for depository institutions to maintain reserve balances, either with the Federal Reserve Bank or as cash.

What is Regulation D?

300

This regulation establishes the rights, liabilities, and responsibilities of parties in Electronic Funds Transfers.

What is Regulation E?

400

This regulation prohibits lenders from discriminating against credit applicants.

What is Regulation B?

500

This regulation provides rules to implement the notice and opt-out provisions of the Fair Credit Reporting Act.

What is Regulation V?