Fees
This is the fee for each overdraft item STCU pays when opted in for PP.
What is $29 dollars?
We will automatically enroll you for overdraft protection with this if you qualify. It you have available credit, you authorize us to automatically transfer funds to cover any overdraft on your checking account. STCU will treat this as a cash advance
What is a STCU credit card?
Other accounts you can link to cover overdraft transactions.
What is STCU checking, savings, money market, or credit card accounts.
Crystal calls and requests to opt out of ODP/Privilege Pay. She would like to save time by doing it herself online. Where might you guide her?
In the Self-service tool.
This is the overdraft limit for being overdrawn with Privilege Pay.
What is $1000 dollars?
This is the fee to have Privilege Pay
At STCU, there are two ways that overdrafts are supported on personal checking and money market accounts.
What are Overdraft protection and Privilege Pay
This is the daily maximum overdraft fee you can have.
What is $174 per account?
If Privilege Pay is used, members must bring balance positive in this amount of days.
What is 30 days?
The is the sum of the available balances in the members linked accounts.
What is Overdraft protection limit?
The following cannot have Privilege Pay on their accounts
What are minors, fiduciary accounts, and any established member under 90 days.
Types of transactions covered by Overdraft Protection
What are ACH, check, and debit card.
Members can make changes to their overdraft protection with these options
What is Self-service overdraft settings tool in online banking, in person at any branch location, over the phone with contact center/digital branch, and live chat.