HOI
The states in which we cannot ask for an RCE.
What are Florida and North Carolina?
The number that we have to verify isn't missing any digits before completing a Title Order.
What is the account number?
The place to find an account number when one is not present in liabilities.
What is a mortgage statement?
The loan type where the mortgagee clause can be incorrect as long as it has UWM in some shape or form.
What is a 122/Wholesale Loan?
The number of attempts at contact we make with the 3rd party before escalating to the client.
What is 2?
The maximum amount that the dwelling on a Flood Policy can be.
What is $250,000?
The only Title document in which we scrub for a signature.
What is a CPL?
The property classification that we cannot order a payoff for.
What is an REO (Real Estate Owned) Property?
The place to investigate address discrepancies on documents, namely for Zip Codes.
What is the USPS Address Lookup tool?
The expiration date of an RCE for a FHA or VA loan type.
What is 36 months?
The loan types in where UWM must be listed as the first and second mortgagee on the HOI and Flood Documents.
What are Home One and Home Possible?
This state does not provide a CPL and will submit an E&O in its place.
What is New York?
The worst thing to do when an automated system is not finished confirming the details of the payoff request after it has been submitted.
What is hanging up the phone?
The address missing the street suffix is this type of Address Discrepancy.
What is acceptable?
The only additional requirement the we scrub for on a Flood Policy for an FHA loan.
What is the policy being backed by FEMA?
The Home Owner's Policy-Type that covers a Condo.
What is an HO6?
This can be used to find taxes when they are not present in the title package without emailing back the title company.
What is a local Tax Assessor?
The loan type that does not require an "Interest Per Diem" and, instead, often has an Interest per month.
What is a FHA Loan?
The only acceptable discrepancy on an HOI policy for a New Purchase, which requires an email to the client before completing the order.
What is the effective date?
**DAILY DOUBLE**
The loan type where the Florida Housing Finance Corporation must always be listed as the second mortgagee.
What is a Florida Hometown Heroes Loan?
The maximum a deductible can be for a USDA loan.
What is the greater of $1000 or 1% of the Dwelling.
The state in which the borrower cannot refinance their loan within 12 months of their last refinance.
What is Texas?
The most uncommon type of payoff we can request in Processor Assist.
What is a Solar Panel?
The number of pages that must be present when uploading the Preliminary Title Commitment.
What is all of them? (as reflected on the original document's page count i.e Page 12/12)
The thing that California Loans do not require anywhere on their title documents for any loan type.
What is a Zip Code?