Auto
Personal Effects provides insureds protection for their personal items damaged in an accident but can also pay for damages/injuries to an insured's...
Pet! If the pet is injured in an accident, personal effects can extend out to cover injuries.
Typically damage that is deemed _______ & ______ can be covered under a home insurance policy
What is: Sudden and Accidental
An insured calls in regarding the purchase of a golfcart, what major features would make the golfcart ineligible for coverage through Allstate?
Licensed for road use, seatbelts, turn signals, head lights.
What are the 4 QA Categories?
Greeting and Authentication, Offer Review, Ask for Referrals, Ask for Google Review
What TV drama features a group of employees working at a business called Lumon?
What is: Severance.
Defensive driving in GA can be provided to most drivers without accidents or violations, however, in TN, what age are insureds eligible for this discount?
55 yo
Before an insured is sent to claims, what do we ask them to get to verify damages exceed deductible?
Inspection / Assessment
RLI PUPS require ___&____ BI limits but the Allstate PUP allows insureds to carry _____ & ____ Bi limits.
RLI = 500 / 500 (For all states)
Allstate = 250/500 (available in All other states besides GA)
How many days does a policy have to be cancelled for in order to be eligible for x-sale or rewrite bind credit?
120 days!
Who is the highest selling female singer?
What is: Madonna
The classic auto policy and ASC auto policy have differences. Regarding insurable interest, what does the ASC have as an advantage compared to the classic auto?
ASC does not require the named insured to have insurable interest in all vehicles, named insured must own 1 vehicle.
What are the 3 key features of the Allstate Enhanced Homeowners Package?
Claim Rate Guard, Deductible Rewards, Claim Free Bonus/Discount
There are 9 categories of items that the Valuable Item Protection Policy AKA VIP Product can protect, what are those categories?
Jewelry, Fine Arts, Furs, Stamp Collections, Coin Collection, Silverware/Dinnerware, Firearms, Musical Instruments, Sports Equipment
Cameras, business property, trophies currently EXCLUDED from VIP.
You aren't sure what is covered under Water Backup coverage, what resource would you use to determine Allstate's definition of what is covered?
Policy Jacket!
Who is currently the highest-paid quarterback in the NFL?
What is: Matt Stafford (Go Dawgs)
Name the differences in accident forgiveness products:
ASC Auto
Gold Accident Forgiveness
Platinum Accident Forgiveness
ASC AUTO: 1 accident forgiven every 3 years
GOLD: 1 accident forgiven every 3 years and deductible rewards
Platinum: Unlimited Accident Forgiveness, Deductible Rewards, and Safe Driving Bonus
Name 3 examples of "optional" coverage on a Home insurance and 2 examples of optional coverage on a Landlord policy.
Home: Water Back Up, Mold & Fungus, Building Codes, Yard and Garden, BSRL
Landlord: Burglary, Vandalism, Building Codes, Fair Rental Income
Name 3 examples of items covered under Personal Effects Coverage & 3 items covered under Additional Boat Equipment coverage on a Boat policy.
Personal Effects: Fishing Tackle, Water Skis, Cellphone, Clothing. (personal property)
Boat Equipment: Life Jackets, Anchors, Navigation, Fish Finder (pertains to equipment for boat only)
Everyday, agents should check for ____ before turning off their computer for the day.
PC Updates
Name 3 of the Top 10 highest selling movies that released in the 2020's (2020-2026)
What is: Avatar: The Way of Water, Ne Zha 2, Spiderman: No Way Home, Zootopia 2, Inside Out 2, Top Gun: Maverick, Avatar: Fire and Water, Super Mario Bro's Movie, Deadpool & Wolverine
Which iPhone model added the front camera and Siri?
Iphone 4 (4s)