Show:
Definitions
The PMA Plan
Investment Strategy
Real World Events
Planning Techniques
100

Mutual Fund 

Divierdified investment 

100

When are you automatically enrolled for the Plan? 

Auto enrolled after 90 days

100
As a young investor would you own more stock or bonds? 

Stock 

100

What is the US stock market referred to as? 

sp500

100

What is the Principal Website planning function called?

Milestones Retirement Wellness Planner 

200

Fixed account 

Guaranteed income 

200

What is the Maximum you can defer this year?

23,500 plus catch up

200

Describe the complexion of a US large Cap Growth fund vs a Guaranteed Fixed Account fund

Large cap Growth Fund is dependent on stock market growth, the other is a guaranteed stream of return paid by Principal. 
200

What level is the us stock market right now? is it up down? What level 1K, 3K , 5K 10K?? What percentage return this year? 

between 6 and 7K. 10% up. 

200

How much do I need to save per day to be a millionaire? 

23

300

Roth Contribution 

After tax 

300

What is the Pella Match? 

20% match up to 600 dollars. 

300

Describe a top-down vs a bottom-up investment philosophy

What is the overall market doing vs what an individual stock is doing? Concentration on prominent market themes and a long-term investment horizon is dependent on a positive top-down view. 

300

What is the largest US company by stock market value? 

Nvidia, which is an AI-based company. Showing enthusiasm in that company. 

300

What percentage should I strive for to contribute to the plan? 

10%

400

Bond

Conservative fixed income
400

When are you fully Vested at Pella?

4 year graded

400

What is a bull and bear market? And which is more common and longer in duration? 

A bull market is a positive return and longer-term outcome; a bear market is a negative return and short-term result. The moral is to be invested in long-term bull markets. Participants should not invest against bull market results, as they are actually the most common result over time. 

400

Who is our current Federal Reserve Chairman? 

Powell 

400

What type of investor should consider ROTH contribution?

Younger than 40

500

Retireview 

Explain it 

500

What is the Default Investment in the plan? 

Diversified retireview portfolio given your age

500

What is the expected volatility year to year of the stock market?

15%

500

Finish this sentence. The Magnificent ___ companies represent approx 33% of US stock market

7

500

How many rule of 72 doubles, assuming 7% return, does a 35-year-old have until retirement at 65? 

3 Doubles