This account requires $100 minimum , no ATM access, No check writing privileges
What is Green Savings
100
These accounts allow 150 transaction per statment cycle.
What is OneBusiness Checking and OneBusiness Interest Checking?
100
The business client can scan checks received from customers and submit images of the checks for deposits. It improves cash flow eliminates courier fees.
What is Remote Deposit Capture
100
This department handles all Retirement Accounts
What is IRA Department?
200
This person is the Chairman of OneWest Bank.
Who is Steven T. Munchin?
200
This is one of the best checking account in the market -competitive interest rates even when balances is under $1000.
What is Premium Checking?
200
Non-int bearing checking account designed for businesses with a large activity volume and higher average balances.
What is OneAnalysis Checking?
200
this business checking is designed for businesses that conduct more then 150 transactions per month or stmt cycle/or utilize cash management services. name three cash management services
What is Wire Transfer Services
What is Positive Pay Or Positive Pay Payee Verification
What is ACH
200
This department handles Non-FDIC and higher return products.
What is Wealth Management?
300
This Person is the CEO of OneWest Bank.
Who is Joseph Otting?
300
Any balances over 3million dollars gets swept into a Premium Money Market Account
What is One Account?
300
This account offers a competitive interest rate with check writing previleges and requires a OneBusiness Checking account to be opened.
What is OneBusiness Platinum Money Market?
300
this account allows business clients to manage company funds sitting in multiple owb subsidiary accounts by consolidating them into one concentration account
What is Zero Balance Accounting
300
Merchant Services Processor-
What is First Data?
400
______________a non profit public benefit corporation that was founded in December 2009 with a ten million contribution from OneWest Bank.
What is the OneWest Foundation?
400
This account has a service charge of $10.00 if $10,000.00 average monthly balance not maintained.
This is a service for companies that receive a large number of payments via checks in the mail; the bank sets up a post office box for them, open their mail, and deposits any checks.
What is lockbox?
400
Provide Business Revolving Lines of Credit
Short Term Loans
Bridge Loans
What is Commercial/Business Banking Group
500
27 billion
What is OneWest 's asset size?
500
This account requires $1000.00 opening balance and it does not earn any interest on balances less than a $1000.00.
What is Certificate of Deposit?
500
$15 service fee is waived on these accounts if the average monthly of 10,000 or minimum daily balance of $5000.00 is maitained.
What is OneBusiness Checking, OneBusiness Interest and OneBusiness Money Market Savings?
500
This a system where excess funds from a company's bank account s are automatically transferred at the close of each business day, amounts that exceed a certain level into another accounts.
What is Sweep Account?
500
Possible use to purchase of owner-occupied Real Estate, Construction With Owner-occupied Real Estate take-out, Refinance of Owner-occupied Real Estate