Setting Up a File
Savings/Checking Account
Budgets
Applying For Credit
Tax Records/Job Search
100
Records of transactions and documents (bank records, cancelled checks, budget records, investment records)
What is Financial
100
Used for recording the balance of the account, the amount of each check written, to whom the check is written, deposits made to the account, the date, and any charges made by the bank
What is a Check Stub
100
The salary or wages earned before taxes and deductions have been withheld
What is Gross Pay
100
borrowing money
What is Buy On Credit
100
electronic filing
What is e-filing
200
Records of important documents (birth certificate, social security card, diploma,school transcripts, apartment lease, passport, marriage/divorce papers, current will)
What is Personal
200
identifies a specific bank account
What is Account Number
200
The difference between your assets and liabilities is known as
What is Net Worth
200
measure of your creditworthiness
What is Credit Rating (Credit Score)
200
taxes on income from wages, salaries, interest on savings, or dividends from stock
What is Income Taxes
300
Plans and Programs such as personal goals, career goals, certificatation programs, college catalogs, fitness programs
What is Self-Improvement
300
held between two or more individuals and grants each person who signs the signature card all the rights and privledges attatched to the account
What is Joint Account
300
Provide coverage fro old-age, survivors, and disability (Social Security) and hospital insurance (Medicare)
What are FICA taxes
300
collect credit information about you and sell it to lenders for use in evaluating your creditworthiness
What is Credit Bureaus
300
An official review board grants approval or this
What is Accreditation
400
Literature and materials related to entertainment
What is Leisure
400
when depositing money you fill out this
What is Savings Deposit Slip
400
Amounts you have already committed to pay
What are Fixed Expenses
400
requires that all contracts for credit clearly state the finance charge, which much be expressed as the APR
What is Truth-In-Lending Act
400
an agency of the federal government that collectgs income taxes
What is IRS
500
After transactions, it is suggested that you file...
What is Immediately
500
Assets you can quickly and easily turn into cash
What are Liquid Assets
500
Expenses that may differ from month to month
What are Variable Expenses
500
states that credit bureaus cannot circulate inaccurate credit information about an individual
What is Fair Credit Reporting Act
500
history of a person's education and job experience
What is Resume