Debit & Banking
Credit

Budgeting
Savings
Investing
100

Which account is best for daily spending?

What is a Checking account?

100

What does credit mean?

What is borrowing the bank's money to pay back later?

100

What does a budget help you do?

What is track income and expenses?

100

Why do we save money?

What is for emergencies and goals?

100

What does investing do?


What is grows your money passively?

200

Where does a debit card pull money from?

What is your checking account?


200

What’s a good credit score range?

What is 720–850?


200

In the 50/30/20 rule, what’s the 50%?

What is Needs?

200

How much should you save first?

What is $500?

200

What is Stock?

What is a small piece of ownership in a company?

300

What fee happens if you spend more than you have?

What is an Overdraft fee?

300

What does APR stand for?

What is an Annual Percentage Rate?

300

What’s the 30% in the 50/30/20 rule?

What is Wants?

300

How many months of expenses should you save later?

What is 3–6 months?

300

What’s a Bond?

What is a loan to a company or government?

400

What’s it called when your paycheck goes straight into your account?

What is a Direct deposit?


400

What affects your credit score the most?

What is a Payment history?

400

What’s the 20% in the 50/30/20 rule?

What is Savings?

400

What’s a short-term saving goal?

What are trips, books, and phones?

400

What is Compound Interest?

What is interest on top of interest?

500

Name one way to avoid bank fees.

What is using your bank’s ATMs? 

(or)

What is tracking your balance?

500

Is a lower or higher APR better?

What is Lower?

500

Name all of the tools mentioned earlier to track your budget.

What are Google Sheets, Excel, and your banking app?

500

What kind of account earns more interest than the rest?

What is a High-yield savings account?

500

Name both of the retirement accounts you can invest in.

What is a 401(k) and a Roth IRA?