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Buy, Buy, Buy!
Borrow? Borrow? Anybody?
Save A Lot
Incoming!
100

Rent, groceries, and utility bills are these types of expenses.

Hint: wants or needs?

What are needs?

100

This is like a debit card, except you don't actually have the money and must pay the balance to avoid interest and fees.

What is a credit card?

100

This type of account is where you can store/save your extra money.

What is a savings account?

100
This is the amount you are paid after taxes and deductions are subtracted from your paycheck.

What is net pay?

200

Games, music, and junk food are examples of these types of expenses.

Hint: wants or needs?

What are wants?

200

You take out one of these when you borrow money from a financial institution and agree to pay it back, usually with interest, over a certain length of time. 

Some examples of these are auto, student, and home.

What are loans?

200

You can clip these to save money on items at the store. They may be digital or printed.

What are coupons?

200

This is the amount you are paid before taxes and deductions are subtracted from your paycheck.

What is gross pay?

300

These type of expenses usually cost the same amount of money every month, such as a Netflix subscription or your rent.

What are fixed expenses?

300
You are said to be in ________ when you borrow money from a financial institution.


Depending on why you borrowed money, you could be in good ________ or bad ________.

What is debt?

300

This is something you create by estimating your income and expenses. Sticking to it can help you make responsible choices with your money.

What is a budget?

300
You should receive one of these with each of your paychecks. It contains information like how many hours you worked, your rate of pay, and the amount of taxes/deductions subtracted from your paycheck.

What is a pay stub?

400

These type of expenses usually vary in cost each month, such as how much you spend on groceries or entertainment.

What are variable expenses?

400

This is not a fee, but it is the extra money you must pay back when you borrow money from a financial institution, or do not pay your credit card statement in full.

What is interest?

400

A fund where you set aside money for unexpected expenses or unexpected loss of income.

What is an emergency fund?

400

You fill out this form whenever you start a new job. It tells your employer how much federal income tax to withhold from each of your paychecks.

What is a W-4?

500

This type of purchase is one you don't plan for, but buy because you really want to in the moment.

What is an impulse purchase?

500

This is a number (usually called a "score") that tells lenders about your creditworthiness.

It is impacted by factors like making payments on time and how often you apply for loans/credit cards.

What is a credit score?

500

It is recommended your emergency fund cover your expenses for this amount of time.

What is between 3 and 6 months?

500
This is a form you will receive from your employer that tells how much money you earned and how much taxes you paid during the previous tax year.

What is a W-2?