Investments
Stocks and Bonds
Types of Insurance
Insurance Terms
Vocab Terms
100

A lower return typically means a _____ level of risk.

What is Lower? 

100

The Dow Jones Industrial Average is based on what?

What is 30 Stocks? 

100

A lower credit score may lead to a _____ home insurance cost.

What is Higher? 

100

This type of agent represents multiple insurance companies. 

What is an Independent Agent? 
100

The amount earned on an investment per dollar is the rate of what? 

What is Return? 
200

Cash dividends on common stock are mostly paid how often? 

What is Quarterly? 

200

New securities sold in primary markets are handled by...

What is an Investment Banker? 

200

Standard homeowner's policies do not include coverage for damage done by this.

What is a Flood? 

200

This is the first person you should call when you need to file an insurance claim.

What is your Insurance Agent? 

200

A bond selling below par value is said to be selling at this.

What is a Discount? 

300

If you are buying shares of a collection of diversified securities, you are investing in this.

What is a Mutual Fund? 

300

Bonds are considered this type of account to the issuer. 

What are Liabilities? 

300

A public assistance program that provides health insurance benefits to those who are unable to pay for health care. 

What is Medicaid? 

300

The initial amount that is not covered by a health insurance policy and must be paid by the insured.

What is a Deductible? 

300

The most common form of dividends are.

What is Cash? 

400

This is used to decrease the risk of your investment porftolio.

What is Diversification?

400

To be considered a large-cap stock, the market cap must be...

What is more than $10 Billion? 

400
This health insurance program is designed for people 65 and over and for people under 65 who receive Social Security benefits. 

What is Medicare? 

400

This is a delay for a period of time from the date of the issuance of the policy until benefit privileges are available.

What is a Probationary Period?

400

Companies that are a big financial risk typically have a higher amount of this...

What is Long-Term Debt? 

500

Putting in an order to purchase shares of stock at the current best available price is known as this.

What is a Market Order? 

500

Bonds issued by policital subdivisions of the US governemnt.

What are Agency Bonds? 

500

The delivery of medical and personal care to persons with chronic medical conditions who are not in a hospital is called what? 

What is Long-Term Care? 

500

Under the Patient Protection and Affordable Care Act (ACA), family health care insurers must allow parents to retain their children on their health insurance policies up to this age.

What is 26?

500

Stocks whose earnings and market price have increased at an above-average rate over time are called what? 

What is Growth Stocks?