"Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.” What is the theme of this verse?
save consistently
Income should be ________ than expenses.
more
True or False: Renting is like throwing money away every month.
False - not necessarily, it depends on your situation
When it comes to resources, we are supposed to be __________ _____________.
When it comes to resources, we are supposed to be faithful stewards.
Who owns everything?
God
John 16:33 “I have told you these things, so that in me you may have peace. In this _______ you will have trouble. But take heart! I have overcome the ________.”
John 16:33 “I have told you these things, so that in me you may have peace. In this world you will have trouble. But take heart! I have overcome the world.”
What should be the first category included in expenses?
Giving or Tithing
God loves a ________________ giver.
God loves a cheerful giver.
Why are grocery stores laid out in a fairly common way?
To keep you in the store longer and try to get you to buy more things.
What does "bundling" mean when it comes to insurance?
Insurers will offer discounts to consumers for “bundling” or purchasing several types of insurance (TOIs) from the same company, such as homeowners and auto insurance.
18 Behold, what I have seen to be good and fitting is to eat and drink and find enjoyment in all the ____ with which one ______ under the sun the few days of his life that God has given him, for this is his lot. 19 Everyone also to whom God has given wealth and possessions and power to enjoy them, and to accept his lot and rejoice in his _____—this is the gift of God." Ecclesiastes 5:18-19
18 Behold, what I have seen to be good and fitting is to eat and drink and find enjoyment in all the toil with which one toils under the sun the few days of his life that God has given him, for this is his lot. 19 Everyone also to whom God has given wealth and possessions and power to enjoy them, and to accept his lot and rejoice in his toil—this is the gift of God." Ecclesiastes 5:18-19
Name 1 active form of income and 1 passive form of income.
Active - Wages, salary, commission, bonus, hourly pay
Passive - dividends, interest, capital gains, rental, online products
What are 3 things you should do before any big purchase or large life decision?
Pray, research, seek counsel
Name 5 things you are going to have to purchase if you decide to buy a cat or dog.
buy the pet, spaying/neutering, vaccines, rabies, microchip, licensing, training, pet supplies: crate, bowls, leash, toys, brush, litterbox, litter, puppy pads, food,pet insurance
Name 3 reasons you should purchase car insurance.
Required by state, pay for repairs, pay for medical bills, pay for other driver
"17 As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of ________, but on God, who ______ provides us with everything to enjoy. 18 They are to do good, to be _______ in good works, to be generous and ready to share, 19 thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life." 1 Timothy 6:17-19
"17 As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. 18 They are to do good, to be rich in good works, to be generous and ready to share, 19 thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life." 1 Timothy 6:17-19
Name the 4 general categories of income.
Active, passive, business, miscellaneous
Mortgage payments are typically made up of four components. Name 3.
Mortgage payment_____ - typically made up of four components: principal, interest, taxes and insurance
True or false: Debt is a sin.
False. Debt is always discouraged in the Bible and many of the actions surround debt are sins, but debt is not a sin.
What types of things affect the cost of your car insurance premium? Name at least 4.
Proverbs 3:9-10 "Honor the LORD with your wealth and with the _______ _________ of all your produce; then your barns will be filled with plenty, and your vats will be bursting with wine.”
Proverbs 3:9-10 "Honor the LORD with your wealth and with the first fruits of all your produce; then your barns will be filled with plenty, and your vats will be bursting with wine.”
Name 5 possible benefits that a company might offer you if you are hired? (there are more than 5)
vacation, health insurance, dental insurance, vision care, fitness membership or facility, sick pay/personal leave days, childcare, retirement, life insurance
What is one recommendation that I think is so important about where you chose to live?
Live in community near your friends, family, or church
What % of your income should your clothing budget be? (according to wise counsel, not the Bible)
What % should your clothing budget be? 2-5 % of income
You have to get somewhere. What are your options? Name 10.
You have to get somewhere. What are your options?
walk, scooter, bike, drive, Uber
local transportation (bus, cab, subway, train)
ask a friend for a ride, rent a car, fly, boat