Insurance
Investing
Investment Accounts
Credit
Budget
100
This type of insurance pays your bills (food, rent, gas, etc.) when you are hurt and you can't work.
What is disability insurance?
100
An investment that is a share of ownership in a corporation.
What is a stock?
100

This common retirement account lets you invest pre-tax dollars through your employer, often with a company match.

What is a 401k?

100
This includes all the records of loans you have taken out and paid back over your life.
What is your credit history?
100
Expenses that do not change from month to month (like rent, mortgage, or car payment).
What are fixed expenses?
200
This type of auto insurance covers the cost to repair your vehicle when you crash.
What is collision?
200
An investment that is a loan to a corporation or a government.
What is a bond?
200

In this individual retirement account, you pay taxes up front but withdrawals in retirement are tax-free.

What is a Roth IRA?

200
This number is used by lenders to determine how much they charge you for interest on loans.
What is your credit score?
200
Expenses that change from month to month (like food, entertainment, or vacation).
What are variable expenses?
300

This type of life insurance covers you for only a fixed period of time.

What is term life insurance?

300
This is an investment that pools money from many people and uses the money to buy many stocks and/or bonds.
What is a mutual fund?
300

This type of account is funded with pre-tax dollars, grows tax-deferred, and withdrawals are taxed as income in retirement.

What is a Traditional IRA?

300
This type of financial institution charges much higher interest rates on loans than banks or credit unions.
What is a consumer finance company?
300

This account should have highly liquid assets and used for unexpected events.

What is an Emergency Fund?

400
This is the name of the money you pay every month to have an insurance policy.
What is a premium?
400

A type of interest that grows not only on the principal but also on all accumulated interest over time.

What is compound interest?

400

These employer-sponsored plans are similar to 401(k)s but are offered by governments and nonprofits.

What are 403(b) and 457 plans?

400

This type of loan has no interest if paid back after a month. If you're stupid enough not to pay it back in a month, you pay compound interest compounded monthly.

What is a credit card loan?

400

True or False: Social Security benefits alone are enough to cover most retirement expenses.

What is FALSE?

500
This is the money you pay out of pocket when you need to use insurance.
What is a deductible?
500
This is an investing technique in which you spread your money around different types of investments.
What is diversification?
500

True or False: Roth IRAs have income limits for eligibility.

What is the True?

500
Property that is used by a lender to secure a loan (the bank takes the property if you don't repay the loan).
What is collateral?
500
Your wages AFTER taxes and deductions.
What are net wages?