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Misc.
100
Which is a sign of debt problems? A. Mr. Jenkins is short-tempered because he's concerned about how he will pay the bills. B. Mrs. Kline has a $10,000 credit limit and pays her balance in full each month. C. Ms. Lanning avoids the hassles of check-writing by using checking account drafts. D. Ms. Martin saves 15% of her income each month.
What is A. Mr. Jenkins is short-tempered because he's concerned about how he will pay the bills.
100
A computer hacker transferred money from Shirley's bank account to the hacker's account. What financial transaction method was MOST LIKELY used? A. Electronic funds transfer B. Direct deposit and withdrawal C. Pay-by-phone transfers D. Point-of-sale transfer
What is A. Electronic funds transfer
100
Ashley wants to safely mail her bills. What should she do? A. Call and tell her creditors that checks are in the mail B. Don't mail them when the weather is bad C. Mail them from a U.S. Post Office D. Put them in her mailbox immediately
What is C. Mail them from a U.S. Post Office
100
Which illustrates a consumer responding to placement of high-profit items in prominent places as an advertising and sales method? , A. Being persuaded by a sales associate to purchase the cell phone with the most features B. Buying a candy bar from the display next to the checkout counter C. Mailing in proof of purchase and receiving 10% of the purchase price two weeks later D. Using a newspaper clipping to save $1.50 when purchasing cereal
What is A. Being persuaded by a sales associate to purchase the cell phone with the most features
100
What two teams were in the College football National Championship?
What is FSU & Auburn
200
Which is a strategy for getting out of debt? A. Margie made a list of all her living expenses and amounts to repay debts each month. B. Nora spent all of her savings and asked her uncle for a loan. C. Patrick obtained a cash advance to buy tickets to a concert. D. Rita tried to open a new credit card account since her others had reached their limits.
What is A. Margie made a list of all her living expenses and amounts to repay debts each month.
200
211. Candace clicked the "buy now" button on the website. The address changed to https://. What could she conclude? A. The website accepts credit cards. B. The website is out of order. C. The website is placing "cookies" in her browser. D. The website uses secure measures for purchases.
What is D. The website uses secure measures for purchases.
200
Which is a way to protect personal identity while making an online purchase? A. Provide Social Security number to the seller B. Use a credit card C. Use a debit card D. Use a secure website
What is D. Use a secure website
200
Which illustrates a consumer responding to rebates as an advertising and sales method? A. Being persuaded by a sales associate to purchase the cell phone with the most features B. Buying a candy bar from the display next to the checkout counter C. Mailing in proof of purchase and receiving 10% of the purchase price two weeks later
What is C. Mailing in proof of purchase and receiving 10% of the purchase price two weeks later
200
Who was the first African American President of the United States?
What is Barack Obama
300
Which is MOST suitable use of revolving credit? A. Buying a new automobile B. Buying new furniture for a bedroom C. Paying for electrical power for the past month D. Shopping for clothes in a retail department store
What is D. Shopping for clothes in a retail department store
300
212. Which is an example of sensitive personal information thieves obtain from digging through garbage? A. Food preferences B. What brand of household cleaner you use C. Where you bank D. Whether or not you recycle
What is C. Where you bank
300
Identity thieves MOST LIKELY would use fraudulently obtained bank account information to: A. obtain jobs. B. pose as representatives of banks. C. post personal information on the Internet. D. write checks on the account.
What is D. write checks on the account.
300
Which illustrates a drawback of advertising---getting misleading information? A. Ad photos making cold drinks look appealing, then buying an entire case for one person B. After seeing commercials that stressed a large selection, finding few items of interest C. Clipping coupons from the paper every week before going to buy groceries D. Hearing ads on the radio and knowing exactly where to go for the best fresh produce
What is B. After seeing commercials that stressed a large selection, finding few items of interest
300
What goes up and never goes down?
What is your age
400
A DISADVANTAGE of using credit is: A. buying items at a low price on sale. B. having a source of cash for emergencies. C. the convenience of paying on the Internet. D. the payment of interest on the amount borrowed.
What is D. the payment of interest on the amount borrowed.
400
When Ted returned to the bookstore's website, it offered three books the store thought he would like. He can conclude that the store is: A. marketing goods and services based on preferences. B. obtaining personal information submitted to the internet. C. protecting sensitive personal information. D. stealing an important piece of personal information.
What is A. marketing goods and services based on preferences.
400
Evan warned his father not to leave his bank statements in the mailbox. What form of identity theft is he seeking to avoid? A. Looking at ID numbers at the ATM or checkout counter B. Posing as representatives of banks C. Stealing mail D. Stealing wallets or purses
What is A. Looking at ID numbers at the ATM or checkout counter
400
Which illustrates a benefit of advertising---that it helps save money? A. Ad photos making cold drinks look appealing, then buying an entire case for one person B. After seeing commercials that stressed a large selection, finding few items of interest C. Clipping coupons from the paper every week before going to buy groceries D. Hearing ads on the radio and knowing exactly where to go for the best fresh produce
What is C. Clipping coupons from the paper every week before going to buy groceries
400
Who invented the keyboard?
What is Christopher Latham Sholes
500
Matthew was deeply in debt and decided to file Chapter 7 bankruptcy. What can be concluded about Matthew? A. He had to sell some of his personal belongings. B. He had enough money to pay all his bills. C. He was able to clear his credit report and start over. D. He was able to request a free credit report every twelve months.
What is A. He had to sell some of his personal belongings.
500
Myron always leaves if he notices someone standing too close as he is making a financial transaction. What form of identity theft is he seeking to avoid? A. Their looking at the ID numbers at the ATM or checkout counter B. Posing as representatives of banks C. Stealing mail D. Stealing wallets or purses
What is A. Their looking at the ID numbers at the ATM or checkout counter
500
Which is an example of ways thieves steal credit card numbers? A. Obtain cash with bank cards B. Open new accounts and make purchases C. Use technology to capture credit card number from magnetic strip D. Write checks on someone's bank account
What is C. Use technology to capture credit card number from magnetic strip
500
221. Which password would be hard to guess? A. abcdefg B. Knjpol305 C. 1234567 D. password
What is B. Knjpol305
500
•I turn polar bears white And I will make you cry. I make guys have to pee And girls comb their hair. I make celebrities look stupid And normal people look like celebrities. I turn pancakes brown And make your champagne bubble. If you squeeze me, I'll pop. If you look at me, you'll pop. •Can you answer this riddle?
What is pressure