What is the average credit score for a college student?
100
Satisfactory credit score, two years of credit history and $10,000 per year in income
What qualifies me for a private student loan?
100
1868
What year was UWW founded?
100
Currently 20, soon to be 22 (by April)
How many branches does UW Credit Union have in Wisconsin?
200
Rent payment, car payment, student loan payment
What are fixed expenses?
200
Paying on time, limit to balance ratio, length of time, how often applying, and types
What factors contribute to your credit score?
200
Federal loans - 6 - 9 months after graduation
Private loans - typically 6 months after graduation but may vary by lender
When do I have to start paying back my student loans?
200
Tri-Sigma & Delta Chi houses
Which two Greek houses are connected by an underground tunnel?
200
It is not for profit and is owned by it's members.
What is a credit union?
300
Electric bill, credit card bill, gas bill
What are variable expenses?
300
Pay bills on time, pay balance in full each month on credit cards, be selective about what you apply for
What can I do to improve my credit score?
300
You do not have to make payments on your student loans until 6-9 months after graduation.
What is deferrment?
300
Dr. Richard Telfer
What is the name of the Chancellor at UWW?
300
Walgreens, McDonalds, Woodmans
What are the top three merchants that UW Credit Union members use their debit/credit cards?
400
Paycheck from a job, tax return, student loan refund, gift money
What counts as income?
400
Identifying information, creditors & payment information, public records, inquiries, employment info
What is included in a credit report?
400
National Student Loan Database, WINS, Credit Report
Where can I find information on student loans I have already taken out?
400
Hyer Hall (formerly Old Main)
What is the oldest building on campus?
400
University Center Room 72
Where is UW Credit Union located?
500
Ipads, movies, dining out, jewelry, computer games
What are wants?
500
Pay your bills on time!
What is the number one habit you need to have to develop good credit?
500
The government pays the interest on your student loans until they go into repayment.
What is a subsidized student loan?
500
$17,766
What is the total budgeted amount for a WI resident to attend UWW? (this includes tuition, fees, housing, meals, supplies, transportation, misc. expenses - add an additional $8000 for non-residents)
500
It stays open and you can keep it forever!
What happens to your account with UW Credit Union when you graduate?