Financial Aspects of Career Planning
Consumer Purchasing
Personal Financial Planning
Money Management
Banks & Banking
100
A brief written account of personal, educational, and professional qualifications and experience as that prepared by an applicant for a job
What is a resume?
100
Portion of a total cost of an item
What is a down payment?
100
beliefs or principles you consider important, correct, or desirable
What are values?
100
This is a medium of exchange in transactions
What is money?
100
Financial institution that was created after the bank run of the 1930's
What is FDIC?
200
A letter sent with and explain the contents of another document
What is a cover letter?
200
Purchasing items on the spur of the moment
What is impulse buying?
200
the rise in the level of prices for goods and services over time
What is inflation?
200
Process of knowing where you are spending your money today and having a well thought out plan in place where you want it to go in the future
What is money management
200
Allows for many banking services including depositing cash and checks, withdrawing money from various accounts, and checking account balances
What is an ATM?
300
Measure of the quality of life based on the amounts and kinds of goods and services you can buy
What is standard of living?
300
Partial refund of price of a product
What is a rebate?
300
When you give up something when you make one choice instead of another
What is an opportunity cost?
300
Difference between the amounts you own and the debts you owe
What is net-worth?
300
A user owned not for-profit cooperative financial institution
What is a credit union?
400
the amount of money you may earn over time
What is potential earning power?
400
organization owned and operated by its members for the purpose of saving money on the purchase of goods and services
What is a cooperative?
400
money grows faster when interest is
What is compounded?
400
Expenses that are more or less each month
What is fixed expenses?
400
A type of check where the money comes directly from the account and acts like a debit card
What is a certified or bank check?
500
Program that allows workers to chose benefits that best meet their personal needs. (Hint the first world in the answer is a place where you all meet for lunch)
What is cafeteria-style benefits
500
indicates the freshness or shelf-life of a perishable product such as milk or bread
What is open-dating?
500
The amount of money you need to deposit now in order to have a desired amount in the future.
What is present value or discounting?
500
List of your assets, liabilities, and net worth
What is a balance sheet?
500
the percentage of increase in the value of your savings from earned interest is called
What is the rate of return?