ALL PI
What are the 4 elements of a PI case?
DUTY, BREACH, CAUSATION, DAMAGES
What is Collision Coverage?
coverage the plaintiff has to assist with property damage repairs?
What website do we use to find a residential property owner?
Tax Assessor
What type of Lien is a medicare lien?
Super Lien
If the client have multiple sources of insurnace to coverage injuries (medpay, pip, health insurance), What question would we likely consider when confirming how the bills will be resolved?
WHO GETS BILLED FIRST
What is actual Notice?
A potentialy hazardous situation is seen or learned about. The Defendant actually knows
What is PIP?
A) A type of auto insurance coverage that pays for medical expenses and lost wages for you and your passengers after a car accident, regardless of fault.
Alfred, was involved in a car accident case that was settled 6 months ago. Tiffany is now presenting a case in which Alfred ran a red light and collided with Amber's 2024 Ford Explorer. Can we take the case against Alfred or is this a conflict of Interest?
Yes, there is no conflict of Interest
Who can place a lien on the settlement for unpaid Medical expenses?
Medical providers / Health Insurance
Who can receive benefits from Medicare?
Senior citizens and younger people with disabilites
What is a Contingency Fee Agreement?
We work on a contingency basis, meaning that we only get paid once we win the client’s case. We get paid 33.333% of the settlement amount.
Additionally, we get paid back for any case expenses that we pay out-of-pocket. This includes Records on Time fees, as well as any amounts that we pay for medical records, police reports, etc.
What is a PIP LEDGER?
Detailed breakdown of payments made by PIP
A car driven by Bobby collides with another vehicle, resulting in an accident. Bobby's friend, Lisa, is a passenger in his car at the time of the collision. Both Bobby and Lisa sustain injuries and decide to seek legal representation from the same law firm to handle their claims stemming from the accident.
During the investigation, it's determined that Bobby, the driver, holds 20% responsibility for the accident due to failing to yield to on coming traffic. What must you do once you become aware of this information, as a case manager?
What is a subrogation lien?
A subrogation lien is a legal right that allows a third party, usually an insurance company, to request a portion of a personal injury settlement or award after a claim has been made.
How much does PIP cover if the client has loss wages?
75%
Can a motorcycle driver carry pip on their motorcycle policy?
NO
What is a amended police report?
If there are issues with the original report the we can request a updated version of the report (if the client is willing to make the request).
If a dog bites takes place in a Boston Massachusetts and the dog owner's lives in Salem Massachusetts, is the owner responsible.
Yes
What is a Lien?
A lien in a personal injury case is a legal claim against a settlement's proceeds made by a third party to satisfy a debt.
The maximum amount that can be disbursed on a Massachusetts policy is?
$8,000
What is a spoliation notice/letter?
Spoilation Letter- A letter sent to Preserve Evidence that proves the defendant was negligent. We refer to this as the POE. Preservation of Evidence letter MUST BE SIGNED BY ROB.
Spoliation- is when a person or entity intentionally destroys or alters evidence in a personal injury case. People or businesses often do this to get rid of evidence that another party might use against them.
Other than the police report what are 3 things you can use to help confirm liability?
Open record request, Witness, Recorded statements, Photographs, Videos, Spoliation notice
What does Collision Coverage cover?
Property damage of the Plaintiff
WHAT IS A SUPER LIEN?
Its priority status, meaning it gets paid before other liens from the settlement proceeds.
Who does Tricare provide health insurnace to?
Military personnel and their families