AOL
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Life
100

What does AOL stand for?

What is Andres O’Neil & Lowe agency

100

A homeowner usually has to pay this prior to receiving a claim check

What is deductible 

100

Regarding auto liability, BI limits stand for

What is Bodily Injury

100

Who needs an umbrella policy

What is everyone

100

The initial amount of money that you are covered for is called

What is the face amount 

200

How many offices do we have?

What is 6

200

What is the coverage called when it covers a buried utility?

What is service line or Utility line coverage. 

200

MP stands for

What is Medical Payments

200

This is the starting liability amount for an umbrella policy

What is $1Million

200

What are the two main types of life insurance

What are term & permanent 

300

Name our office locations

What is Bryan, Archbold, Wauseon, Defiance, Hicksville & Montpelier

300

What is the coverage called when your basement sump fails and water backs up into your basement?

What is Water backup coverage

300

The state minimum Bodily Injury limits in the State of Ohio

What are $25,000/50,000

300

When an umbrella has “excess”, what does that cover

Uninsured/underinsured 

300

Who receives the death benefit of a life policy?

Who is the beneficiary

400

Who are the owners/managing partners of AOL?

Who are:

Beth Pool, Kevin Morton & Russ Davies

400

What is the coverage name for out buildings?

What is "other structure" coverage

400

What type of loss is this?

What is a comprehensive loss

400

An umbrella protects this

What are your ASSets

400

This “rider” is sometimes on a parent’s life policy

Child Rider

500

What year did AOL start?

What is 1923

500

He is black & tan, and Tami & Ron's favorite companion.

What is Beau 🐶

500

UM/UIM stands for

What is Underinsured/Uninsured motorist coverage

500

In the event of a serious, at fault accident, who is most likely to ask you if you have an umbrella

What is your attorney

500

If a child has a life policy and the child passes away, who does the life policy protect if you co-signed on your child’s student loan?

Who is the co-signer/parent/beneficiary