Profitability
Vehicle Features & Trends
Auto Insurance Market
Auto Product
100

What is the current 15 ROE Target for PI Auto?
A.  99.0
B.  98.5
C.  97.5
D.  96.0

B.  98.5

100

Which safety feature is estimated to reduce PD/COLL claims by upwards of 30%?
A.  Rear AEB (Automatic Emergency Braking)
B.  Rear Camera
C.  Lane Departure Warning
D.  Blind Spot Warning

A. Rear AEB

100

"Classic 90s" Question Alert - BOOYAH!!

How much Auto rate has the market taken in that last 12 months through 2024 Q1?
A.  14.7
B.  18.5
C.  20.2
D.  21.6

A.  14.7

100

Which is not a real endorsement offered with QA2?
A.  Glass Deductible
B.  Snowmobile Coverage
C.  Limited Ride Sharing Coverage
D.  Motorized Golf Cart Coverage

D.  Motorized Golf Cart Coverage

200

What Direct CR did PI Auto run in 2020?
A.  91.0
B.  89.0
C.  87.0
D.  85.0

D.  85.0

200

What was not a common feature in cars in the 90s?
A.  External Radio Antenna
B.  Heated Seats
C.  Manual Windows
D.  Removable Audio System

B.  Heated Seats

200

According to the 2022 AM Best Report, what rank is Travelers in Auto Written Premium?
A.  5
B.  8
C.  10
D.  14

B.  8

200

What part of the QA2 class plan does Actuarial Pricing not own?
A.  Model Year
B.  Increased Limit Factors
C.  Glass Deductible
D.  Term Factor

A.  Model Year

300

"Classic 90s" Question Alert - YOU DA BOMB!!

In 4/1/24 Prelim QA2 PCRV, which state had the largest PCRV?
A.  CA
B.  NE
C.  DC
D.  NJ 

D. NJ

300

An example of "Distracted Driving" in the 90s was looking at a printout of Mapquest directions.

True or False?

True

300
According to the 2022 AM Best report, what was the industry Auto 3-yr Combined Ratio (2020-2022)?

A.  95
B.  98
C.  101
D.  105

C.  101

300

In QA2 is the rating done at the vehicle level, driver level or policy level?
A.  Vehicle
B.  Driver
C.  Policy

A.  Vehicle

400

When was the last time QA2 CW PCRV was < 3.0%?
A. 10/1/2020
B.  4/1/2021
C.  1/1/2022
D.  7/1/2018

B. 4/1/2021

400

Which was not a real feature or product available in the 90s?
A.  5-disc CD Player
B.  Cassette with Aux Cord to play other media
C.  Rear-facing third row
D.  They are all common features

D.  They are all available features

400

How much did Travelers beat the Industry by in CR points in the 2018-2022 AYs?
A.  We didn't beat the industry
B.  1pts
C.  4pts
D.  7pts

C.  4pts

400

"Classic 90s" Question Alert - NO DUH!!

What did Travelers first implement a telematics program?
A.  1999
B.  2009
C.  2019
D.  2022

B.  2009

500

How many Auto indications has Pricing produced since between Q3 2021 and Q1 2024?
A. 175
B. 210
C. 290
D. 340

C.  290

500

"Classic 90s" Question Alert - OH SNAP!!

How much did Used Car Prices increases from January of 2021 to December of 2021 (according to external indices)?
A.  15%
B.  25%
C.  35%
D.  50%

C.  35%

500

In 1993, who was the first carrier to offer the ability to buy insurance by phone?
A.  Travelers
B.  Geico
C.  The Hartford
D.  Progressive

D.  Progressive

500

Which variable is not considered within the Intellidrive 365 Program set to launch this November?
A.  Speeding
B.  Acceleration
C.  Distracted Driving
D.  Hard Breaking
E.  Time of Day

B.  Acceleration