Misc.
Rates and Credit Scores
Products
Loan Process
EKG
100
Luxor international airport is in which country?
What is Egypt
100
What is the minimum credit score for a conventional loan?
What is 620
100
What is the most common mortgage loan term?
What is 30 years
100
Within how many days does a borrower have to make loan application with a lender after they sign a contract?
What is 3 days
100
Whose favorite team is the Broncos?
Who is George
200
Which country has more tractors per capita, Canada, Iceland or Japan?
What is Iceland
200
What is the minimum credit score for an FHA loan
What is 600
200
Do we offer a product specifically for doctors and if so, what is the minimum down payment required?
What is yes and 5% down is required. This is a 5/1 or 7/1 ARM product with LPMI.
200
Within how many days does a borrower need to provide a conditional approval before they are in breach of contract?
What is 30 days
200
Who has a little daughter named Clarke?
Who is Erin
300
What ingredient in fresh milk is eventually devoured by bacteria, causing the sour taste?
What is Lactose
300
What is the most common rate lock period?
What is 45 days
300
What is the minimum down payment for a conventional loan, an FHA loan, and a VA loan?
What is Conv = 3%, FHA = 3.5%, VA = 0%
300
Within how many hours will PMC Denver reach out to the borrower after they submit their application?
What is within 48 hours
300
Who does not have a dog?
who is Kristia
400
How many U.S. states border the Gulf of Mexico?
What is 5 states
400
How often do rates change?
What is on a daily basis dependent on the market.
400
What is our highest maximum LTV on a Jumbo loan?
What is 95% LTV
400
What should you do if your buyer comes to you upset about the PMC process?
What is contact the MFA to make them aware of the situation it is can be addressed immediately.
400
Who out of all of us is originally from the Charlotte Area?
Who is Kristia/Erin
500
What continent is cut into two fairly equal halves by the Tropic of Capricorn?
What is Australia
500
What is the minimum credit score do you need to qualify for top tier pricing?
What is 740 or above
500
Do any of our programs offer extended locks up to 180 days?
Yes! There is an upfront fee of 1%-1.5% that can be fully refunded at the time of closing
500
What phone number can you provide the borrower if they are having technical difficulties on the PMC website?
What is 800-488-0053
500
Who has season tickets to the Panthers?
Who is Erin and Kristia