The Treasury Trials
Cash Management Chronicles
Banker's Choice
Billing Me Softly
Banking On The Rules
100

How long does a new business have to wait to get access to wire manager? 

90 days


100

How much does RDC cost? 

$50
100

Name three types of business-related functions for our organizational checking? 

  • Estate accounts with low balances
  • Fundraisers or charitable events
  • School/PTA or youth group funds
  • Community associations, nonprofits, 501c3’s
  • Temporary or event-based business organizations (e.g., reunions, campaigns)
100

How much is a paper statement fee for an EZ Checking? 

$3

100

This regulation governs the availability of funds and the collection of checks, ensuring timely access to deposited funds

REG CC

200

What is the monthly service fee for wire manager? 

$15

200

You have a business client that already has RDC with us. They would like an additional one for their other office. How much would that cost? 

$15

200

What is the monthly service fee on a Simple Business Checking if the balance isn't maintained?

$10

200

What is the minimum balance you must maintain in order to avoid a fee on the Kearny Bank Changemaker account? 

$500

200

This internal control principle requires two authorized individuals to be present when accessing sensitive areas like vaults or performing high-risk transactions.

Dual Control

300

If a client has existing business accounts elsewhere with ACH, how long will it take for them to get ACH with us?

30 days (with 3 months of statements to show that they've been utilizing ACH)

300

Once the Business Analyzed Account is opened and active in Navigator, what is the final step that must take place? 


Submit a ticket to Digital Banking – Business attaching the approved Analysis Account Set Up Form.

300

Clover and Shark Tank are teaming up to host a one-of-a-kind Summit for small business owners in Vegas. When do they have until to scan the QR code for a chance to win a grant to attend the conference? 

 

August 11th

300

What is the monthly service fee on a Kearny Bank Changemaker account if the minimum balance isn't maintained? 

$10

300

As of July 1, 2025, this is the new threshold amount above which banks may delay the availability of check deposits under the large deposit exception

$6,725

400

In order to receive a proforma, which form must you include with 3 months of statements when creating a ticket via HelpNet?  

Analyzed Proforma Request Form

400

What is the discount for utilizing wire manager online for domestic and international wires? 

$25/$45

400

Name an industry that would benefit from Zescrow.

Attorneys  (IOLTAs)

Property Managers

Municipalities

Title companies

Landlords (a minimum of one property)

400

What is the minimum balance to maintain in a Simple Business Checking to avoid the fee?

$1,000

400

To open a business bank account for an LLC, banks require an EIN, at times an Operating Agreement, and one of these official formation documents filed with the state.

Articles of Organization or Certificate of Formation

500

If your prospect/client is ready to close on a Business Analyzed account, which form must your regional sign off on? 

Analysis Account Set Up Form

500

How much is ACH services monthly, per batch and per item? 

$10/$10/$0.10

500

POS Solutions That Makes Cents promotion was just rolled out by Clover on July 1st. When does this campaign go until?

September 30th

500

For the High Yield Checking you will be reimbursed ATM Fees (foreign and domestic) up to how much as a bonus?

$25

500

What document allows a spouse to claim funds held in an individual account without the need of passing through an estate? 

Affidavit of surviving spouse