Insurance Initialisms
Benefits
Don't Mess with the IRS
No Way HRA!
New For "U"
100

The time of year when your benefit plans renew in abbreviated form.

What is OE (Open Enrollment)?

100

Services that are covered in full by your medical plan, such as a mammogram, colonoscopy, annual well visit and immunizations.

What is preventive visits?

100

This is the 2020 maximum limit you can contribute to your HSA for Family. A) $6,100  B) $7,100 C) $6,550

What is B)$7,100

100

What plan reimburses you after you meet your deductible?

What is Health Reimbursement Account (HRA)

100

Anthem proactively reaches out to members with certain specific chronic conditions to help them manage their disease.

What is the Condition Care?

200

Without one of these major life changes, you cannot make any changes to your elections outside of Open Enrollment.

What is a QE (Qualifying Event)?

200

This is a traditional copay plan that offers copays for the most common medical services without meeting your deductible first.  

What is a PPO (Preferred Provider Organization)?

200

This is the 2020 maximum limit you can contribute to your HSA for a single. A) $2,500  B) $3,000 C) $3,550

What is C) $3,550

200

How is the HRA funded? A) Employee B) Employer

What is B) Employer

200

This is Anthem's virtual app that will let you video chat with a Doctor 24/7 to help members with certain illnesses, such as: Sinus Infection, Sore Throat, or Flu.

What is LiveHealth Online?

300

This is the health insurance carrier The Dental Care Plus Group is with

What is Anthem?

300

This is the type of insurance you want if your children under the age of 19 need braces.

What is Dental Insurance?

300

Does the Dental Care Plus Group contribute to your HSA?

What is yes? $580 for single and $1,160 for family

300

What amount is available to you if enrolled in the HRA as a SINGLE? A) $1,000 B) $2,000 C) $3,000

What is  B) $2,000

300

This Anthem App lets you look at your EOB's, ID Cards, and Care Comparison tools.

What is the Sydney APP?

400

This is a tax-advantaged plan that allows you to deposit pre-tax dollars into a bank account to use for qualified medical, dental and vision expenses.

What is an HSA (Health Savings Account)?

400

If you are having trouble reading the signs on the highway you may need to use this type of insurance to have an eye exam.

What is Vision insurance?

400

This feature of an HSA means that you can take your HSA account with you if you leave The Dental Care Plus Group.

What is portability?

400

What amount is available to you if enrolled in the HRA as a FAMILY? A) $4,000 B) $3,000 C) $2,000

What is A) $4,000

400

This is Anthem's virtual app that will let you video chat with a Doctor for behavioral concerns such as: Stress, Anxiety, and Grief

What is LiveHealth Online?

500

This is the only type of medical plan that can be paired with an HSA or Health Savings Account. 

What is an HDHP (High Deductible Health Plan)?

500

The Dental Care Plus is offering you the opportunity to purchase this type of coverage for yourself, your spouse and your children.

What is Voluntary Life and AD&D insurance?

500

At this age, you can use the funds in your Health Savings Account for any purpose without a 20% penalty.  You will have to pay income taxes if you spend it on non-medical expenses, though.

What is 65?

500

Who is your HSA and HRA benefits with?

Who is Chard-Snyder?

500

What is the Close date for Open Enrollment?

What is December 6th?